Thinking about buying a home or refinancing? Mortgage rates are holding steady around 5.99% for a 30-year loan and 5.50% for a 15-year. With the Fed unlikely to cut rates again soon, what you see online might be as good as it gets for a while. If the numbers work for your budget, it could be smart to lock in now rather than wait and hope for a better deal later. Always shop around for the best rate! #RealEstate #MortgageRates #HomeBuying