The 20/4/10 rule says you should put 20% down, finance for 4 years, and keep car costs under 10% of your income. But with new cars averaging $50k and monthly payments soaring, this rule is nearly impossible for most people unless you’re earning six figures. For average earners, it’s either buy used, go cheap, or break the rule. Is the 20/4/10 rule just outdated advice now? #Cars #BuyingCar #CarBuying