Can you believe the Hoosiers just pulled off the most shocking national championship in college football history, and Joel Klatt still puts them at No. 3 for next season? Klatt’s main reason: Indiana’s got to replace key JMU transfer stars and doesn’t have a returning QB. But he’s bullish on Coach Cignetti’s staff sticking around, saying that’s the real X-factor. Is this ranking fair, or are the Hoosiers being underrated again? #Sports #Football #IndianaFootball