You think you’ve got your Medicare costs locked in after Open Enrollment, but January brings a rude awakening. Deductibles reset, drug prices spike, and that “free” wellness visit? Not so free if you mention a new ache. Hospitals get sneaky with ‘observation’ status, and your copays might quietly jump. Even the new drug cap isn’t what you thought. Seniors, have you been hit with a surprise bill yet this year? Sound off below! #Health #BodyHealth #Medicare