A few things I wish more drivers knew before shopping for coverage!
One thing I saw every day working with insurance: never try to hide accidents, tickets, or suspensions. Insurers always find out. When they do, they'll either hike your premium to what it should've been or cancel your policy entirely. Save yourself (and everyone else) the headache — be upfront and get an accurate quote from the start.
Also, your car is just a small piece of what determines your rate. You might drive an old 2004 Camry, but if you rack up 15,000 miles a year, live in Miami, and have two accidents on record, your insurance will still be expensive. Plus, in many places, your credit score plays a huge role in pricing — it’s basically a trust factor for paying bills on time.
And if you're cool with data tracking, telematics programs like Snapshot or DriveEasy can save you serious cash — just make sure you drive safely and pick a good company. 🚗📲
What’s the best or worst insurance surprise you've ever had?
#CarInsuranceAdvice #DrivingSmart #InsuranceTips #KnowBeforeYouGo #RoadLife
