Tag Page CreditScore

Is Your Credit Score Ready for a Refi?

Thinking about lowering your mortgage payment or cashing out some home equity? Here’s the scoop: most banks want to see a credit score of at least 620 before they’ll let you refinance the conventional way. If your score’s lower, you might still get approved, but expect a higher rate. Pro tip: check your debt-to-income ratio—if it’s under 36%, you’re golden. Time to see if your credit is ready for a money move! #Business #MakeMoney #CreditScore