Diane Carter+FollowHow I Dodged Credit Card InterestEver feel like your credit card is charging you rent just to use your own money? With rates near 22%, those little balances can turn into big headaches fast. Here’s the hack: move your debt to a 0% balance transfer card and get up to 21 months interest-free—just watch out for transfer fees and have a payoff plan. Or, pay your card off in full each month and skip interest altogether. The key? Act fast before those interest charges snowball! #MoneyHacks #DebtFree #CreditCardTips #Business #MakeMoney20Share
FieryFalcon+FollowDrowning in Debt While Chasing Career Dreams 😭Hey everyone, I'm feeling completely overwhelmed and need some real talk from people who've been there. I'm 26 and working in marketing making $75k, but I'm drowning in $85k of debt from some absolutely terrible decisions I made early in my career. I got caught up in get-rich-quick schemes and high-risk investments using money I didn't have. 💸 Now I'm getting close to landing a $90k role, but my $1300 monthly debt payments are crushing me. I had to move back in with my parents just to survive financially. The worst part? Seeing colleagues my age buying homes and living their best lives while I'm stuck in this mess. I'm working on certifications to boost my career, but honestly, I'm wondering if I'll ever dig myself out of this hole. Has anyone else completely screwed up their finances early on and managed to turn things around? I'm desperate for hope right now. 😔 #CareerStruggles #DebtFree #FinancialRecovery #JobCareer20Share
James Cook+Followdave ramsey on why credit scores aren't vitalDave Ramsey says you don’t need a credit score, and while he’s got a point, there are things to consider. Credit scores can ease rentals, loans, and even job hunts. But if you can stay debt-free and responsible with a cash-back card, you might just win both ways. 💸 #PersonalFinance #CreditScore #DebtFree #Finance40Share
