Joseph Livingston+FollowHow $200K income still leads to crushing debtEarning $200,000 a year sounds like financial security, but imagine being buried under $555,000 in debt—not even counting your mortgage. That’s the reality for a San Antonio couple who called into The Ramsey Show, overwhelmed by bills and creditor calls. The hosts didn’t sugarcoat it: bankruptcy isn’t a magic fix, and real change means selling off assets, downsizing, and—most importantly—getting on the same page as a couple. This story really highlights how debt can spiral, no matter your income, if spending habits and teamwork aren’t in check. What would you do in their shoes? #Business #MakeMoney #DebtTalk00Share
Joseph Livingston+FollowWhy Your Dream Job Might Not Pay the BillsEver wonder why your friend who loved teaching is suddenly working in sales? Debt is the culprit. With Americans owing a record $18.6 trillion, more people are ditching passion gigs for jobs that simply cover the bills. It's not about giving up on dreams—it's about survival. Many are juggling side hustles just to keep up. If you’re feeling squeezed, you’re not alone: 40% say debt is steering their career choices. Sometimes, the paycheck wins over passion. #Business #MakeMoney #DebtTalk00Share
James Smith+Follow$75K Car, $65K Salary, Total ChaosImagine paying $1,600 a month for a car you can’t even drive because the engine blew—and you still owe $65K on it! Danielle called into The Ramsey Show to admit her $75K Audi was a financial disaster, especially with $100K in total debt and a $65K salary. The hosts didn’t sugarcoat it: this was a choice, not a scam. The wildest part? Fixing the car costs $20K, but selling it as-is still leaves her deep underwater. Ouch. #Cars #CarTrouble #DebtTalk00Share