Heather Moore+FollowWhy Home Insurance Is Making Us SweatEver tried to buy a house and felt like the price tag was a prank? Turns out, it’s not just the mortgage—home insurance in places like Texas is going through the roof thanks to wild weather. Some families are getting sticker shock with premiums jumping 21% last year! With storms getting nastier, insurers are bailing, leaving folks scrambling for coverage or even thinking about moving. Pro tip: Check insurance costs before you fall in love with that dream home! #HomeBuying #InsuranceHacks #TexasWeather #MoneyTips #RealEstate00Share
megan01+FollowShould You Lock Your Mortgage Rate Now?Thinking about buying a home or refinancing? Heads up: mortgage rates are on the move again. The 30-year fixed rate just ticked up a bit, and experts say long-term rates could keep climbing. If you’re house hunting, this might be the time to lock in your rate before things get pricier. Even a small bump can mean paying more each month, so timing really is money! #MortgageTips #HomeBuying #MoneyHacks #InterestRates #RealEstate00Share
Matthew Jackson+FollowForeclosures Up: What It Means for YouSpotted: Foreclosures are creeping up, especially in South Carolina, Illinois, and Florida. Homeowners are feeling the pinch from rising costs—think higher HOA fees, insurance, and taxes. If you’re house hunting, foreclosures might mean deals, but beware of fixer-uppers and hidden costs. For current owners, it’s a reminder to keep an eye on your budget and have a rainy day fund. The silver lining? Some states are actually seeing fewer foreclosures than last year, so it’s not all doom and gloom! #RealEstateTips #MoneyHacks #HomeBuying #ForeclosureWatch #PersonalFinance #RealEstate00Share
Samantha Welch+FollowWhy Buying a Home Feels Impossible NowEver feel like homeownership is slipping out of reach, even with a solid job? You’re not alone. Only 1 in 5 homes listed are affordable for middle-class families these days—way down from before the pandemic. Blame it on too few homes being built and rising prices. Cities with strict building rules (think LA or parts of Pennsylvania) are especially tough. Some spots like Raleigh and Columbia are getting better, thanks to more new builds. Maybe it’s time to look at smaller cities or creative options like micro-apartments! #HomeBuying #MiddleClass #RealEstate #AffordableHousing #MoneyHacks00Share
Shelly Powell+FollowIs Fall the New Spring for Homebuyers?Heads up if you’re house-hunting: Warren Buffett’s crew at Berkshire Hathaway thinks the best deals might be coming this fall, not spring. With more homes sitting unsold and sellers starting to drop prices, buyers could finally get some leverage. If you’ve been waiting for a break on home prices, keep your eyes on late summer and early fall—2025 might just flip the script on the usual housing season! #housingmarket #homebuying #realestate #moneymoves #fall202501Share
davenportmeghan+FollowWhy Everyone’s Buying Fixer-Uppers NowNoticed more friends bragging about their quirky, old houses? It’s not just a trend—Americans are snapping up older homes because there just aren’t enough new ones. Thanks to a construction slowdown since 2008, the average home bought is now 36 years old! The upside? These homes are usually 15% cheaper than the shiny new builds. So, if you’re house hunting, don’t be surprised if you end up with a little more character (and maybe a few creaky floors). #HomeBuying #RealEstate #MoneyHacks #OldHouseLove00Share
Heather Moore+FollowWhy Your Neighbor's Mortgage Is CheaperEver wonder why your friend in New York is bragging about a lower mortgage rate than you? It’s not just luck—states like NY, CA, and TX are seeing rates under 7%, while places like Alaska and Mississippi are over 7%. Lenders play favorites based on local credit scores, loan sizes, and even state rules. Pro tip: Don’t settle for the first rate you see—shop around and compare, because your wallet will thank you! #MortgageTips #HomeBuying #MoneyHacks #RealEstate00Share
davenportmeghan+FollowWhy Your Mortgage Rate Just Nudged UpHeads up if you’re house hunting: mortgage rates just ticked up a bit, with the 30-year average now at 6.72%. This little jump is tied to how the economy’s doing—good news for jobs, not so much for your wallet. Big economic reports (especially on inflation) are coming out soon, so rates could wiggle, but don’t expect any wild swings. If you want a better rate, focus on boosting your credit and saving up, not just waiting for rates to drop. #MortgageTips #HomeBuying #PersonalFinance #MoneyHacks #RealEstate00Share
Denise Kemp+FollowWill Mortgage Rates Drop Soon? Here’s the TeaThinking about buying a home or refinancing? Mortgage rates are hanging out in the high 6% range, and everyone’s waiting to see if inflation news will shake things up. If inflation stays chill, rates might dip a bit, but if prices keep climbing, so will your future house payments. The big drama? Trade deals and tariffs could mess with rates, so it’s a waiting game. Pro tip: Use a mortgage calculator to see what you can actually afford before you fall in love with that dream house! #mortgagerates #homebuying #personalfinance #moneytips #refinance #RealEstate00Share
Heather Moore+FollowWhy Buying a House Feels Impossible NowThinking about buying a house? You might want to grab another coffee. In Pennsylvania, it now takes nearly 7 years to save up for a down payment—and that’s actually better than the national average of almost 13 years! With home prices and mortgage rates both up, the dream of homeownership is getting pushed further out for most folks. Unless you’re moving to Detroit or West Virginia, expect to save for a while. Time to rethink that avocado toast budget! #HomeBuying #MoneyHacks #RealEstate #PersonalFinance00Share
