First Key Finds+Followlow fees? great communication? find your lender!Picking a mortgage lender doesn’t have to be stressful if you focus on two key things: 1. Best Rates & Fees Look for the lowest APR and fees. Many lenders will even match written offers from competitors. 2. Knowledge & Communication You want a lender who can explain things clearly and will ensure a smooth, error-free process. Consider working with mortgage brokers or direct lenders—they specialize in this and often offer great service. Credit unions can also provide good rates, but you may need to join. Big banks are convenient for long-term servicing, but their rates aren’t usually the best upfront. Take the time to interview and compare offers to find the right fit for you! #mortgagetips #homebuying #mortgagelender00Share
Kellie Jones+FollowIs your income enough to buy a house?Just saw a chart showing the salary needed to buy a home in 50 U.S. cities—apparently, you need to make over $100k now?! Two years ago it was $88k. That’s a huge jump. I get that prices have gone up, but how is anyone supposed to keep up with that? If you’ve bought recently, how did you manage it? Dual income? Help from family? Side hustles? Curious how folks are actually making it happen. #homebuying #costofliving #realestate #salary1711Share
Samantha Welch+FollowHome First or Student Loan? Read This!Ever wondered if you should pay off that low-interest student loan before buying a house? One Reddit user is in this exact situation. With $85k in savings and $30k in student loans at just 2.7% interest, he’s debating whether to keep those savings for a bigger down payment. Paying off the loan could help lower his debt-to-income ratio for the mortgage, but is it worth losing the low rate? 🤔 Might be time to chat with a financial advisor! #HomeBuying #StudentLoans #FinancialAdvice #RealEstate30Share
Denise Kemp+FollowWhy Mortgage Rates Are Still HighHey everyone! Did you catch the latest on mortgage rates? Even with inflation slowing down, rates are still around 6.90%. Why? Tariffs and trade tensions are keeping rates high despite lower inflation numbers. If you’re thinking about refinancing or buying, it’s all about strategizing the right time. Keep an eye on those economic trends and use tools like mortgage calculators to see how different rates could impact you. #MortgageRates #HomeBuying #EconomyInsights #RealEstate60Share
Denise Kemp+FollowBarclays Slashes Mortgage Rates! 📉Exciting news for home buyers! 🏡 Barclays is cutting some mortgage rates below 4% starting Friday. Grab their two-year fixed-rate mortgage at just 3.99% with a 40% deposit. Premier customers have exclusive rate drops too. Could this be the mortgage relief you've been waiting for? #MortgageRates #Barclays #HomeBuying #RealEstate81Share
Matthew Jackson+FollowFresh Listings & Slower Market: Spring Outlook🌸 Spring housing trends are a mixed bag! Active listings are up 30.3% compared to last year, offering buyers more choices. New listings jumped 8.6%, bringing fresh options to the market. Homes are spending 4 extra days listed, giving buyers more time to decide. But economic uncertainty might shake things up. 🤔🏡 #HousingTrends #RealEstate #HomeBuying00Share
Allen Rios+FollowWhen Buying High Meets a Market LowJust bought a $2M house before the market crash? Our net worth took a $1M hit, but we’re staying hopeful. Remember, stocks tend to bounce back, so patience is key. If you're in the same boat, maybe it’s time to chat with a financial advisor. Stay calm and plan smart! #FinancialAdvice #MarketWatch #HomeBuying #Business80Share
Heather Moore+FollowCottagecore Dreams on a Budget? Here’s Where!Ever fantasized about living in a cozy cottage straight out of a rom-com? Turns out, you don’t need a movie star’s salary. Zoopla’s latest numbers show you can snag a charming cottage in North Lanarkshire, Scotland, for as little as £83,500! The ‘cottagecore’ trend is making rural life cool again, but be ready for some competition—these affordable gems are hot property. If you’re after a simpler, Instagram-worthy lifestyle, now’s the time to check out these hidden spots. #RealEstate #Cottagecore #HomeBuying00Share
First Key Finds+FollowNavigate the home loan process step-by-step!Buying a home with a loan can seem overwhelming, but breaking it down into steps makes it manageable. Here's a simple guide: Step 1: Pre-Approval Provide your income, assets, and credit report to get a pre-approval letter. This shows you're financially capable. Step 2: Find a Home & Make an Offer Work with an agent, find a home, and submit your offer. This kicks off the loan process. Step 3: Initial Loan Disclosures Review the Loan Estimate, which lists your loan terms and estimated costs. Sign to move ahead. Step 4: Process & Approval From document processing to the appraisal and underwriter's approval, then you’ll sign your loan documents, wait a few days, and finally close on your home! Buying a home doesn’t have to be complicated if you understand the steps. 🌟 #homebuying #mortgagetips #realestategoals121Share
nicole93+FollowAgent wants me to sign before viewing?Real estate agent wants me to sign a non-exclusive contract before showing a property. It only ensures she gets commissioned IF I buy that specific house. Is this standard practice? I've worked with other agents who never required this. Any real estate pros here with advice on whether this is normal or potentially problematic? #realestate #homebuying #realtor #househunting #BuyingHome48Share
