Matthew Jackson+FollowShould You Lock That Home Equity Rate?Thinking about tapping your home’s value for some extra cash? June might be the sweet spot to lock in a home equity loan rate. Rates have stopped dropping and could even creep up if the Fed stays cautious. Compared to credit cards or personal loans, these rates are still a bargain—and they’re fixed, so no nasty surprises later. If you’re eyeing a renovation or big purchase, now’s a good time to check your options and lock it in before things change. #HomeEquityLoan #MoneyHacks #InterestRates #RealEstate30Share
randerson+FollowHome Equity Loans: Now or Never?Thinking about a home reno or paying off high-interest debt? Here’s a money hack: home equity loan rates just hit a new low for 2025, dropping to 8.23%. That means borrowing $100K now is about $20–$45 cheaper per month than last year—saving you thousands over the life of the loan. Unlike HELOCs, these rates are locked in, so you won’t get any nasty surprises if rates go up. If you’ve got equity, it might be time to make your move! #HomeEquityLoan #MoneyHacks #PersonalFinance #RealEstate30Share