Denise Kemp+FollowDallas homebuyers: Klarna loans could trip you upA Dallas homebuyer nearly lost their dream house because a small Klarna loan suddenly showed up on their credit report right before closing. The realtor shared that this unexpected debt threw off the buyer’s debt-to-income ratio, putting the whole deal at risk. Even though Klarna says their short-term loans don’t impact credit scores, some term loans are now being reported to credit bureaus—just enough to complicate big purchases like homes. If you’re thinking about buying, it might be smart to pay off any buy now, pay later loans first. Has anyone else run into surprise credit report issues during a home purchase? #RealEstate #DallasRealEstate #HomebuyerTips00Share
Heather Moore+Followwhat you need to buy a house (beyond savings)Thinking of buying a house? 🤔 It’s more than just the down payment! Along with a solid credit score, you’ll need a realistic budget, proof of income, and often a real estate agent to guide you. Don’t forget a pre-approved mortgage to show sellers you mean business! 🏡💰 #HomeBuyerTips #RealEstateJourney #SmartInvesting #RealEstate110Share
