Willie Morales+FollowWhat Dave Ramsey says about Detroit debt lawsuitsFacing a court summons over $7,000 in credit card debt, a Detroit-area caller was panicked about wage garnishment and aggressive collection tactics. Dave Ramsey’s advice? Don’t let fear push you into a payment plan you can’t afford. He explained that wage garnishment doesn’t happen overnight—there’s usually a 30-day window, and creditors often settle for less than the full amount. Ramsey even called the odds of full collection 'statistically zero.' If you’re in a similar spot, consider negotiating a lump-sum offer you can actually manage. Has anyone here dealt with debt collectors or court judgments? What worked for you? #Business #MakeMoney #Detroit00Share
Emily Rogers+FollowJamie Dimon Wants Taxes to Skip the SwampHere’s a hot take for your next coffee break: JPMorgan’s Jamie Dimon says he’s cool with paying more taxes—as long as the cash doesn’t get lost in the D.C. maze. He wants any extra money from the rich to go straight to families and communities, not into endless government red tape. Dimon’s basically saying, tax the wealthy, but make sure it actually helps people, not just the bureaucracy. Would you pay more if you knew exactly where your money went? #Business #MakeMoney #JamieDimon00Share
Joseph Livingston+FollowVenmo Side Hustlers: IRS Gives You a BreatherIf you’ve been sweating over splitting brunch bills or selling old sneakers on Venmo, here’s some good news: the IRS is hitting snooze on that scary $600 reporting rule until 2026. Now, you won’t get tax forms unless you cross $2,000. But heads up—this isn’t a forever pass. Use this time to tidy up your records and keep personal and business cash separate. Future-you will thank you when the rules finally tighten! #Business #MakeMoney #VenmoTips00Share
cody79+FollowRetirement Feels Out of Reach? Here’s a FixFeeling like your retirement dreams are slipping away thanks to higher bills and market chaos? You’re not alone—nearly 40% of Americans are worried about running out of money. The good news: you can still take action. Nick Maggiulli suggests shifting some savings into short-term or local bonds to keep your nest egg steady. Focus on what you can control—like spending and smart investing—so you can actually relax about the future. #Business #MakeMoney #RetirementHacks00Share
James Cook+FollowHow I’m Saving More in 2026 (Without Sacrificing Coffee)Feeling the pinch in 2026? You’re not alone—lots of us are looking for ways to stash more cash. The big shift: people are ditching vague money goals and getting specific, like skipping takeout lunches or canceling unused subscriptions. Even small tweaks—like shopping around for better deals or upping your pension—can add up. Bonus tip: max out your ISA before the rules change next year! #Business #MakeMoney #MoneyHacks10Share
nkent+FollowAre You Falling for These Money Traps?Quick coffee break reality check: Making just the minimum payment on your credit card? That’s like pouring money down the drain—thanks to sky-high interest, you could pay half your balance just in fees. The twist? Even with rate cuts, credit card companies aren’t lowering rates much, so it’s easy to get stuck. Take a minute to check if you’re letting these sneaky habits drain your wallet. What’s your biggest money mistake? #Business #MakeMoney #MoneyHacks00Share
Willie Morales+FollowNashville couple faces $1.3M debt—what now?A young Nashville couple is staring down $1.3 million in debt after a business deal went sideways, and their story is hitting home for a lot of small business owners. Their summer camp brings in good money, but a huge loan for event equipment is dragging them under. Dave Ramsey didn’t sugarcoat it—sometimes, bankruptcy is the only way out, but he also offered a few creative options to try first, like selling off assets and negotiating with lenders. It’s a tough reminder of how risky entrepreneurship can be. What would you do in their shoes? Has anyone else faced a mountain of debt from a business gamble? #Business #MakeMoney #Nashville00Share
Christine Baxter+FollowWhy Even the Rich Get Card DeclinesEver had your card declined and felt the world was judging? Turns out, it’s not just a broke thing. Even folks with millions in the bank get the dreaded beep—sometimes for maxing out rewards, weird spending patterns, or just traveling. One millionaire even got a free coffee out of pity! Pro tip: Pay off your card mid-month or set up alerts to avoid the awkwardness. Card declines don’t care about your net worth! #Business #MakeMoney #MoneyHacks00Share
Joseph Livingston+FollowWould You Swipe a 10% Credit Card?Heads up, credit card fans: Bank of America and Citi are thinking about launching new cards with a super-low 10% interest rate. Why? There’s talk in D.C. about capping credit card rates for a year. The catch? These cards might be bare-bones, so don’t expect big rewards. If you’re carrying a balance, this could save you cash—but perks might be slim. Would you trade points for a lower rate? #Business #MakeMoney #CreditCards00Share
James Cook+FollowCostco’s Credit Card Just Got a Gas Boost!Heads up, Costco fans: your Costco Visa just got a quiet upgrade that could save you real money at the pump. With gas prices still high, Costco is now giving more cash back when you fill up at their stations. That means your regular grocery run and fill-up could add up to a bigger annual reward check—perfect for stocking up or treating yourself. Pro tip: pay attention to your billing cycle so you don’t miss out! #Business #MakeMoney #CostcoHacks00Share