Christine Baxter+FollowRoth Conversions: Still Worth a Look in 2026?Thinking about skipping Roth conversions now that tax rates aren’t jumping in 2026? Not so fast! The real money move is to check your own numbers every year, not just follow the crowd. Some retirees are missing out on lower taxes by assuming the rules have changed. The best hack: project your future income and tax rates, and convert when it saves you the most. Don’t let old assumptions cost you! #Business #MakeMoney #RothConversion00Share
Emily Rogers+FollowDo I Even Need to File Taxes This Year?Tax season is back, but not everyone needs to stress about it. If you made less than $15,750 (single) or $31,500 (married, both under 65), the IRS says you’re off the hook for filing. But here’s the hack: even if you made less, you might want to file anyway—you could score a refund or credits. Don’t leave free money on the table! #Business #MakeMoney #TaxTips10Share
Willie Morales+FollowStop Drip-Feeding Your Roth IRA!Here’s a quick money hack for your next coffee break: If you’re putting money into your Roth IRA bit by bit each month, you might be leaving cash on the table. Studies show that dropping your whole annual contribution in one go (as early in the year as you can) usually grows your savings faster. The sooner your money’s in, the longer it can work for you. If you can swing it, go lump sum and let compounding do its thing! #Business #MakeMoney #MoneyHacks00Share
Willie Morales+FollowWhy Your Bank Is Suddenly Charging MoreEver notice those sneaky monthly fees on your bank statement? Six big banks just hiked their maintenance charges, making it harder to avoid paying just to keep your money parked. If you don’t have a steady paycheck or keep a high balance, you’re likely getting dinged. It’s like paying a subscription for your own cash! With so many fee-free options out there, maybe it’s time to shop around and keep more of your money for coffee runs, not bank fees. #Business #MakeMoney #BankFees00Share
Joseph Livingston+FollowHow IRS Tax Moves Could Hit Your 401(k)Here’s a coffee break scoop: The IRS wants to tighten the rules on how foreign government funds (think: big overseas piggy banks) invest in the US. If these funds act more like business owners than passive investors—like helping companies with debt makeovers—they could get taxed. Why care? Some public pension funds could get caught in the net, which might affect returns for regular folks’ retirement accounts. Stay tuned—comments are due soon! #Business #MakeMoney #taxes10Share
Kathryn Olsen+Follow4 Easy Money Moves for 2026 (No Big Spending!)You don’t need a fat wallet to start saving more in 2026. Here’s the scoop: skip the pricey memberships and fancy strategies—just compare your insurance plans, call your phone or gym provider to ask for a better deal, and hit up your local library for free books and workspaces. Plus, if you’re good with credit cards, a simple 2% cash back card can put a little extra in your pocket every month. Small changes, big results! #Business #MakeMoney #MoneyHacks00Share
Robyn Anderson+FollowHow Seniors Can Dodge Surprise Tax BillsJust because you’ve hit 80 doesn’t mean the IRS forgets about you! If most of your cash flow is from Social Security, you might not owe a dime. But if you’re pulling from a pension, investments, or old 401(k)s, taxes could still be on your plate. The trick? Know your income mix and the magic IRS thresholds. Bonus tip: Living in a tax-friendly state can stretch your retirement dollars even further. Smart planning now means more money for coffee runs and grandkid spoiling later! #Business #MakeMoney #retirementtips00Share
Christine Baxter+FollowIs Your Retirement Fund a Snooze Button?Ever feel like your retirement savings are on autopilot? Here’s the wake-up call: if you’re skipping your company’s 401(k) match or relying on your house to fund your golden years, you might be setting yourself up for a surprise. The big shift? More people are realizing that just “winging it” with savings or counting on a windfall isn’t enough. Start automating your savings and diversify your investments—future you will thank you! #Business #MakeMoney #MoneyHacks10Share
Robyn Anderson+FollowDon’t Let Social Security Shrink Your Latte BudgetThinking about cashing in your Social Security at 62? Suze Orman says, hold up! Grabbing those checks early can chop your monthly payout by 30%. That’s like ordering a tall coffee and getting a short. If you’re healthy and can wait until 67, you’ll get the full cup. But if you need the cash now, just know you’re trading future comfort for today’s treat. Always weigh your health and lifestyle before making the call! #Business #MakeMoney #MoneyHacks10Share
Diane Carter+FollowChase Bank opens new doors in Mountain BrookA brand-new Chase Bank branch just opened in Mountain Brook Village, bringing more banking options right to our neighborhood. The spot at 2629 Cahaba Road has been rebuilt after a fire destroyed the old building, and now it’s buzzing with activity again. With this addition, there are now seven Chase branches in the Birmingham area, and the bank plans to triple its presence statewide by 2030. What do you think about more big banks moving into our local communities? Does it make banking easier, or do you miss the smaller, local options? #Business #MakeMoney #MountainBrook00Share
