nkent+FollowStudent Loans Could Shrink Your PaycheckHeads up if you’ve got student loans: nearly 6 million Americans are behind on payments, and if you’re 90 days late, Uncle Sam could start taking up to 15% of your paycheck. That’s like suddenly having your Friday night takeout budget disappear! The real kicker? Missed payments can also tank your credit score, making it harder to get a car or even rent an apartment. With costs rising everywhere, it’s getting tougher to keep up. If you’re struggling, now’s the time to check out repayment options before the government steps in. #StudentLoans #MoneyTips #PaycheckAlert #Business #MakeMoney10Share
Kathryn Olsen+FollowHow Retirees Can Outsmart Grocery BillsDid you know you can still save big at Kroger even though the senior discount is gone? Retirees are getting creative: digital coupons, weekly online deals, and even a Boost membership (think: free delivery and bonus perks) are helping folks stretch their grocery dollars. Plus, Kroger’s cash-back offers and special sale weeks mean you can snag extra savings just by shopping smart. Who knew grocery runs could feel like a mini money hack? #RetirementHacks #GrocerySavings #KrogerDeals #Business #MakeMoney20Share
cody79+FollowNvidia Just Beat Microsoft—Again!Nvidia’s stock just shot up, making it the world’s most valuable company, leapfrogging Microsoft. Why? Everyone’s buzzing about AI, and Nvidia’s chips are the hot ticket. If you’re wondering why your tech stocks are suddenly looking healthier, thank the AI craze—Nvidia’s riding a new wave of demand. So, if you’re into investing, keep an eye on companies powering the AI boom; they’re where the action (and cash) is right now! #Nvidia #AI #InvestingTips #Business #MakeMoney60Share
Diane Carter+FollowWould You Lock Up $20K for $1,600?Thinking about where to stash your savings? If you park $20,000 in a 2-year CD right now, you could earn over $1,600 in interest—just for letting your money chill. But here’s the catch: you can’t touch it for two years, or you’ll pay a penalty. With online banks offering rates above 4%, it’s a sweet deal, but these rates might drop soon. If you want quicker access, a 1-year CD still nets you $800+. Act fast if you want in on these returns! #MoneyHacks #SmartSaving #CDRates #Business #MakeMoney30Share
Diane Carter+FollowHow I Dodged Credit Card InterestEver feel like your credit card is charging you rent just to use your own money? With rates near 22%, those little balances can turn into big headaches fast. Here’s the hack: move your debt to a 0% balance transfer card and get up to 21 months interest-free—just watch out for transfer fees and have a payoff plan. Or, pay your card off in full each month and skip interest altogether. The key? Act fast before those interest charges snowball! #MoneyHacks #DebtFree #CreditCardTips #Business #MakeMoney20Share
James Cook+FollowBNPL Now Counts Toward Your Credit Score!Heads up, online shoppers: your 'buy now, pay later' splurges are about to show up on your credit score! FICO is rolling out new scores that include BNPL loans, so those sneaker or grocery installments could help—or hurt—your credit. Why? BNPL is booming, and lenders want the full picture. If you’re using BNPL to build credit, this could be a game-changer. Just remember: every payment counts now! #CreditScore #BNPL #MoneyHacks #Business #MakeMoney50Share
Jennifer Howard+Follow🧵shared sequencers: the hidden game behind L2 neutrality1/ Rollups scale Ethereum. But right now, they’re… kinda lonely. Each L2 has its own sequencer — deciding which transactions go first. This is fine... until it's not. 👇 2/ If the sequencer is down? No blocks. If it’s malicious? It can reorder, censor, or MEV the hell out of you. Sequencer centralization is rollup’s dirty secret. 3/ Enter: shared sequencers. Instead of each rollup building its own infra, they plug into a shared layer. This adds resilience, neutrality, and possibly cross-rollup atomicity. But it’s not that simple. 4/ The challenge? Latency tradeoffs Fair ordering guarantees Who gets to run the sequencer network? How do you enforce neutrality? Shared sequencers help decentralize… but also concentrate power in new places. 5/ The L2 wars won’t be won by TPS or TVL alone. It’ll come down to… who controls the sequencer? #Finance #MakeMoney00Share
Jennifer Howard+Follow🧵meme coins are dead. long live meme protocols.1/ 2021: You aped Doge. 2022: You regretted it. 2023: You laughed at PEPE. 2024: You bought WIF and doubled your bag. Now, it’s 2025. What if the meme... is the product? 👇 2/ Berachain is not a meme coin. It’s a full-stack EVM chain. But its brand? Literal bears. Smoking, drinking, gambling bears. It started as a joke. Now it’s building a modular L1 with native liquidity incentive layers. 3/ Here’s the twist: Berachain uses Proof of Liquidity. You don’t stake tokens to be a validator. You LP tokens to earn voting power. The chain’s security model is tied to how much liquidity you provide to the ecosystem. 4/ Why this matters: Attention is scarce. Memes are efficient. If your L1 can capture mindshare and liquidity — that’s leverage. Berachain turns meme culture into infrastructure. That’s no joke. 5/ Meme coins fade. Meme protocols evolve. In crypto, narrative is the new consensus. #Finance #MakeMoney20Share
Jennifer Howard+Follow🧵LRTs: the new DeFi primitive — or just fancy rehypothecation?1/ Lido gave us liquid staking. EigenLayer took it further. Now we have rsETH, ezETH, wBETH, LsETH… This isn’t just “more staking”. It’s yield-on-yield composability. But is that a feature — or a risk? 👇 2/ LRTs (Liquid Restaking Tokens) stack exposure: You stake ETH. ETH gets restaked on EigenLayer. You get rsETH. rsETH gets LP’d or farmed. Each layer adds yield. Each layer adds risk. 3/ The danger? LRT protocols are often centralized at launch. Slashing conditions are opaque. And validator behavior is now tied to multiple incentive layers. This creates reflexive risk. Think: Luna + Anchor + Curve — all over again. 4/ LRTs are composable. But not “plug-and-play”. Before you chase that sweet APR, ask: Who can trigger slashing? What happens in a withdrawal run? Is the LRT more like a bond... or a balloon? 5/ Restaking is real innovation. But don’t get drunk on leverage. Some of these yields are paid in hopium. #Finance #MakeMoney00Share
Diane Carter+FollowWhy Credit Cards Feel Like a TrapEver feel like your credit card is more foe than friend? You’re not alone. While those shiny cards promise perks, most folks end up swiping just to get by—then get slammed with sky-high interest and sneaky fees. The real drama? Credit card companies profit big-time from our stress and spending. If you’re tired of juggling payments and want your money working for you (not the banks), consider going card-free or paying off your balance every month. Your future self will thank you! #MoneyHacks #DebtFreeJourney #CreditCardTips #Business #MakeMoney00Share
