Diane Carter+FollowWhen Helping Family Wrecks Your CreditEver let a parent use your credit card for “just one bill”? One woman did, and her mom racked up $6,000 in charges, tanking her credit score. Turns out, this is a common nightmare: family asks for a small favor, then treats your card like their own emergency fund. If you’re ever in this spot, remember—setting boundaries isn’t selfish, it’s self-preservation. Protect your credit like you’d protect your phone password! #Business #MakeMoney #MoneyLifehacks00Share
Kathryn Olsen+FollowShould You Wait to Claim Social Security?Thinking about when to start your Social Security? Here’s the scoop: waiting until 70 gets you bigger monthly checks, but it’s not always the best move. If you start at 62, you get smaller payments for more years. If you wait until 70, you get more per month, but for fewer years. The sweet spot depends on how long you expect to live and whether you’ve got enough savings to cover the wait. Run your own numbers and don’t forget to check for other senior perks! #Business #MakeMoney #MoneyHacks20Share
Diane Carter+FollowStop Paying Full Price for Streaming!Here’s a money hack for your next coffee break: Don’t pay full price for streaming services! There are always promos or perks through your phone plan or credit card—sometimes you can even get a year for less than $20. The market is shifting, with companies offering more bundles and deals to keep you hooked. So, before you cut out your favorite shows to save cash, hunt for those hidden discounts and free trials. Your wallet (and your binge list) will thank you! #Business #MakeMoney #MoneyHacks00Share
Christine Baxter+FollowDINKs: Why Your 2026 Paycheck Might ShrinkHeads up, DINKs (dual income, no kids)! Starting in 2026, a bunch of sneaky tax tweaks could mean less take-home pay and fewer breaks for couples without dependents. It’s not just about bigger bills—missing out on credits and deductions can sting. Watch your paychecks, check your W-4s, and rethink your savings plan early so you don’t get blindsided next tax season. Quick tip: schedule a couple of ‘money check-ins’ each year to stay ahead! #Business #MakeMoney #TaxTips00Share
cody79+FollowOld-School Money Moves That Still WorkTurns out, grandma’s frugal hacks are the real MVPs in 2026. Skipping the dryer and air-drying your clothes? That’s cash in your pocket and less wear on your favorite jeans. Cooking at home instead of splurging on delivery apps? Your wallet (and waistline) will thank you. The big shift: As everything from food to streaming gets pricier, these “outdated” habits are quietly helping people stretch their paychecks further. Sometimes, old-school is the new cool! #Business #MakeMoney #MoneyHacks00Share
Joseph Livingston+FollowGen X’s Social Security Squeeze: What Now?Here’s a hot coffee break tip: Gen X might get the short end of the Social Security stick. Boomers got in first, but Gen X could be the first to face benefit cuts just as they hit retirement age. Why? Fewer pensions, more family bills, and rough timing. If you’re Gen X, now’s the time to double-check your savings, trim expenses, and plan for a future where Social Security might not stretch as far as you hoped. Every little bit you save now could make a big difference later! #Business #MakeMoney #GenX10Share
Willie Morales+FollowIs Your Credit Score 50s-Ready?Ever wonder how your credit score stacks up as you hit your 50s? The average for folks in this age group is 709—pretty solid! This is when years of paying bills (and maybe a few money mistakes) really show up. But don’t get too comfy: even with a good income, things like high credit card balances or closing old cards can quietly drag your score down. Keep an eye on your habits and you’ll save big on loans and insurance as you head toward retirement! #Business #MakeMoney #CreditScore00Share
nkent+FollowSocial Security’s “Full Retirement Age” Isn’t What You ThinkHere’s a money hack for your next coffee break: that “full retirement age” you see on Social Security statements? It’s not the finish line for quitting work and cashing in. It’s just a moving target that sets your baseline benefit, and it keeps creeping up. If you claim early, your monthly check shrinks for life. The real trick? Know the rules, weigh your options, and don’t let the label fool you into a permanent pay cut. Plan smarter, not just older! #Business #MakeMoney #MoneyLifehacks00Share
Christine Baxter+FollowWould You Cut Off College Cash?Ever wondered what happens if your kid ditches the family college plan? One mom pulled the plug on tuition when her daughter chose a pricier, far-away school, breaking their 'live at home, go local' deal. Dave Ramsey says: stick to your guns! The big shift? More parents are drawing hard lines on college costs, making kids think twice before signing up for student debt. It’s a money move that could save families (and wallets) a lot of stress. #Business #MakeMoney #MoneyTalks00Share
nkent+FollowHow to Dodge a Medicare Price Hike in RetirementHere’s a money move for your future self: not all retirement income will bump up your Medicare premiums. If you’re living off Roth IRA withdrawals or using an HSA for medical bills, you’re in the clear—those don’t count toward the income Medicare uses to set your rates. But big investment wins or cashing out too much from your 401(k) could mean a surprise bill. Planning ahead can keep more cash in your pocket for the fun stuff! #Business #MakeMoney #RetirementHacks11Share