Joseph Livingston+FollowBoomers’ Secret Sauce for Beating InflationFeeling like your Social Security raise disappeared overnight? You’re not alone—rising Medicare premiums are gobbling up those extra dollars. But here’s the coffee break scoop: savvy Boomers are fighting back with simple money moves. They’re ditching impulse buys, canceling unused subscriptions, and moving cash to high-yield savings. Even a couple of ‘no-spend’ days a week adds up. The real trick? Treat every dollar like it counts—because it does! Which habit are you trying first? #Business #MakeMoney #MoneyHacks00Share
Christine Baxter+FollowWould You Go Cash-Only for a Month?Ever thought about ditching your cards and paying only with cash? The TikTok-famous 'cash stuffing' trend is all about using envelopes to budget, and it really does make you think twice before buying. People spend way less because handing over real bills hurts more than swiping a card. But heads up: you’ll miss out on card rewards, online deals, and fraud protection. Plus, lose your cash and it’s gone for good. Maybe just treat your card like cash for the best of both worlds! #Business #MakeMoney #MoneyHacks20Share
nkent+FollowThe Social Security Surprise Nobody Warned Me AboutHeads up if you’re counting on Social Security: a quiet rule change means filing for benefits early could shrink your monthly check more than you expect. The government keeps nudging up the age for “full” benefits, so if you claim at 62, you’ll get a bigger haircut than your parents did. It’s not just fine print—this can mean hundreds less each month, and it’s tough to fix after you’ve filed. Before you pick a date, double-check your numbers and keep some backup savings handy! #Business #MakeMoney #retirementplanning30Share
Christine Baxter+Follow$400M in COVID Loans: Who Gets Banned Next?Grab your coffee—here’s a wild one: Nearly 7,000 Minnesota businesses just got blacklisted from future government loans after the feds found $400 million in fishy COVID relief claims. This isn’t just a local mess; it’s a test run for how the government might crack down on sketchy aid everywhere. If you ever applied for a pandemic loan, double-check your paperwork—next time, the rules (and the audits) could be a lot tougher! #Business #MakeMoney #COVIDRelief40Share
Joseph Livingston+FollowCar Loan Tax Breaks: Not for Everyone!Thinking about cashing in on that new car loan tax deduction? Not so fast! The shiny new tax break only applies if you bought a brand-new car (not used or leased) assembled in the U.S. And if you rolled over debt from your old car, you can’t deduct that interest either. Bottom line: double-check your paperwork and where your car was built before dreaming of a bigger tax refund. Don’t let fine print stall your savings! #Business #MakeMoney #MoneyHacks00Share
Joseph Livingston+FollowHow to Find $10K Hiding in Your Everyday LifeEver wonder where your money disappears? Turns out, retirees (and honestly, anyone) can pocket up to $10,000 by 2026 just by making a few lifestyle tweaks. Think: picking up a fun side gig, switching to store brands, or selling those old knick-knacks online. Even cutting back on takeout and streaming can add up fast. The real drama? Realizing your daily habits are the biggest money leaks. Try one or two tips and watch your savings grow—no finance degree required! #Business #MakeMoney #MoneyHacks00Share
nkent+FollowWhy Your 2026 Tax Refund Might Be LateHeads up: your 2026 tax refund could take longer to hit your account. The IRS is juggling a bunch of new tax rules and still catching up from past slowdowns, so even a tiny mistake on your return could send your refund to the back of the line. Want to keep your money moving? Double-check every form and file early, then track your refund on the official IRS site. No one likes waiting for their cash! #Business #MakeMoney #taxes10Share
Kathryn Olsen+FollowHow My Grandpa Made Me Invest at 21 (And Why I’m Grateful)Ever wish someone had taught you about money before you blew your first big paycheck? For one 21-year-old, a birthday gift from grandpa came with a twist: invest it, don’t spend it. The catch? He had to meet a financial advisor and actually learn the ropes. Fast forward a few years, and that investment grew by 34%. Lesson: sometimes the best gifts are the ones that teach you how to grow your cash, not just spend it. #Business #MakeMoney #MoneyLifehacks00Share
Joseph Livingston+FollowHow $200K income still leads to crushing debtEarning $200,000 a year sounds like financial security, but imagine being buried under $555,000 in debt—not even counting your mortgage. That’s the reality for a San Antonio couple who called into The Ramsey Show, overwhelmed by bills and creditor calls. The hosts didn’t sugarcoat it: bankruptcy isn’t a magic fix, and real change means selling off assets, downsizing, and—most importantly—getting on the same page as a couple. This story really highlights how debt can spiral, no matter your income, if spending habits and teamwork aren’t in check. What would you do in their shoes? #Business #MakeMoney #DebtTalk00Share
Joseph Livingston+FollowRetirees: Why Your Social Security Check Feels SmallerHeads up if you’re retired or about to be! Social Security changes in 2026 mean your monthly check might not stretch as far. While you’ll get a small bump thanks to inflation, rising Medicare premiums and taxes could eat it up fast. Plus, if you’re still working, earning too much could shrink your benefits for a while. And good luck getting help in person—most things are moving online. Time to double-check your budget and make sure you’re not missing out on any senior perks! #Business #MakeMoney #SocialSecurity00Share