Kathryn Olsen+FollowStop Letting Your Bank Account Hold You BackEver feel like your bank account is your safe zone? Turns out, stashing too much cash there could be slowing down your money goals. Financial YouTuber Humphrey Yang says the low interest rates in regular savings accounts mean your cash is basically napping while inflation eats away at its value. Instead, try splitting your money into buckets for bills, goals, and investments—so your dollars are actually working for you, not just sitting pretty. #Business #MakeMoney #MoneyHacks00Share
Diane Carter+FollowTax Season Hack: Max Out Your Refund!Heads up: tax season kicks off Jan. 26, and the IRS is rolling out new tax brackets and a bigger standard deduction for 2025. Most of us just take the standard deduction—no receipts or spreadsheets needed—so check the new numbers before you file. The IRS tweaks these every year for inflation, so you might save more than you think. Pro tip: double-check your bracket and deduction to keep more cash in your pocket! #Business #MakeMoney #TaxSeason30Share
Willie Morales+FollowHow Grandma Got Her $15K Back From the BankEver worry your bank won’t have your back if scammers drain your account? One Texas grandma lost nearly all her savings to fraud, and her bank kept saying “not our problem”—until her story hit the news. Suddenly, Wells Fargo changed its tune and returned her $15,000. The lesson? Sometimes, going public is the real money move when private complaints get ignored. Keep your receipts and don’t be afraid to make some noise! #Business #MakeMoney #MoneyHacks10Share
Diane Carter+FollowWould a Flat Tax Make Filing Easier?Ever wish tax season was less of a headache? Imagine if everyone paid the same income tax rate—no more hunting for deductions or worrying about which bracket you’re in. That’s the flat tax idea. It could make filing a breeze, but here’s the catch: high earners might pay less, while regular folks could pay more. So, it’s a mixed bag—easier forms, but maybe a bigger bill for some. #Business #MakeMoney #taxesimplified00Share
Christine Baxter+FollowCar Loan Traps to Dodge Before You SignThinking about upgrading your wheels? Before you get dazzled by that new car smell, watch out for sneaky car loan traps. If the interest rate feels more like a credit card than a car loan, or the dealer is rushing you to sign, hit pause. Stretching payments over too many years or skipping a down payment can leave you paying way more in the long run. Always compare offers—your wallet will thank you! #Business #MakeMoney #CarBuyingTips00Share
Robyn Anderson+FollowHow Your Birthday Can Boost Your Social SecurityThinking about when to start Social Security? Here’s the scoop: if you claim at 62, your monthly check is smaller, but you get paid sooner. Wait until 67 or even 70, and your monthly payout jumps—sometimes by hundreds of dollars. The trick is balancing how soon you need the cash with how much you want each month. Check your own numbers at SSA.gov and play with the options before you decide. It’s like picking between an early treat or a bigger slice of cake later! #Business #MakeMoney #SocialSecurity30Share
Emily Rogers+FollowRetirement Hack: Squeeze More from Social SecurityQuick tip for your future self: Don’t sleep on your Social Security! The more you earn now (up to $184,500 in 2026), the bigger your monthly check later. Double-check your earnings history online—mistakes can cost you. And if you can, hold off claiming until you’re 70 for a sweet 8% yearly boost. Basically, a little planning now means more coffee money in retirement! #Business #MakeMoney #MoneyHacks00Share
nkent+FollowRetirement’s Sneaky Budget Buster: Surprise BillsHere’s a retirement reality check: about 10% of retirees’ yearly income is getting zapped by surprise expenses—think leaky roofs, car fixes, or medical bills that Medicare doesn’t fully cover. Turns out, these aren’t rare emergencies but a regular part of retired life, hitting 83% of households each year. The money hack? Treat these costs like a monthly bill and stash extra cash so you’re not forced to dip into long-term savings or rack up debt when life throws a curveball. #Business #MakeMoney #RetirementHacks00Share
Joseph Livingston+FollowTiny Money Moves That Actually WorkEver feel like your money goals are a mountain? Turns out, most young adults are ditching the big, scary resolutions and going for small, everyday wins—like finally canceling that forgotten streaming subscription or setting a simple monthly savings target. These little victories can boost your confidence and help you feel more in control, without the stress. Think of it as a financial hike: one step at a time, and suddenly you’re way further than you thought! #Business #MakeMoney #MoneyHacks20Share
James Cook+FollowAnn Arbor woman’s $300 gift card vanishesChristine Anderson thought she was playing it safe when buying a $300 Visa gift card at Kroger in Ann Arbor—she checked the packaging, picked a card from the back, and verified the balance online right after purchase. But within seconds, her money was gone, transferred to DraftKings in Boston. Despite all precautions, she still got scammed. It’s a wake-up call for anyone buying gift cards: even when you do everything right, you can still get hit. Has anyone else in the community had a similar experience? What more can stores or card companies do to protect us? #Business #MakeMoney #AnnArbor10Share