Kathryn Olsen+FollowDitch Old Money Rules—Here’s How Gen Z Grows WealthQuick coffee break tip: Forget the old advice about saving 10% or buying a house ASAP. Gen Z money experts say it’s time to upgrade your money moves—think investing at least 20% of your income and not letting your spending balloon every time you get a raise. The big shift? It’s not about pinching pennies, but about making your money work for you. Start talking openly about finances and focus on building freedom, not just following tradition. #Business #MakeMoney #MoneyHacks160Share
cody79+FollowDon’t Let RMDs Sneak Up on Your Nest EggHere’s a quick money hack for anyone with a retirement account: Required Minimum Distributions (RMDs) are the IRS’s way of making sure you don’t let your savings sit forever. Miss a deadline or miscalculate, and you could face a penalty that’ll sting more than your morning coffee. The biggest pitfall? Forgetting about old accounts or taking too little. Set reminders, use online calculators, and check all your accounts. Stay on top of it, and you’ll keep more cash in your pocket for the fun stuff. #Business #MakeMoney #MoneyHacks140Share
James Cook+FollowAre Your Retirement Savings Really Safe?Think your retirement money is totally protected? Not always! Simple moves—like rolling over funds the wrong way or putting cash in the wrong type of account—can quietly strip away FDIC insurance. If you’ve got more than $250K in one bank or dabble in money market funds, you might be at risk. Double-check where your nest egg is parked and ask your bank about coverage. A few minutes now could save you big headaches later! #Business #MakeMoney #MoneyHacks55Share
Diane Carter+FollowLast Call for Home Upgrade Rebates!Heads up if you’ve been thinking about making your home more energy efficient! The government is phasing out popular tax credits for things like solar panels and heat pumps, but you can still grab up to $14,000 in rebates if you act fast. Some states have paused their programs, and paperwork can take weeks, so don’t wait. Check what you qualify for now—your future self (and your wallet) will thank you! #Business #MakeMoney #MoneyHacks10Share
Marisa Pope+FollowHow I’m Building My DIY Wealth MachineIf you’re 35 and already stacking VOO in your retirement account, you’re not alone! The latest money hack is pairing VOO with a growth-focused ETF like VOOG, VEU, or SPMO for a turbocharged portfolio. The big shift? More young investors are skipping the suit-and-tie advisor meetings and building their own mix of US and global stocks, using ETFs for easy diversification. It’s all about setting up your future with less stress and more flexibility—plus, monthly dividends don’t hurt! #Business #Market #MoneyHacks90Share
Samuel Gutierrez+FollowWould You Cash a Tariff Rebate Check?Imagine getting a surprise check from the government, just for buying your usual groceries or sneakers. That’s the pitch behind new tariff rebate proposals—turning the extra cash Uncle Sam collects from import taxes into $600+ checks for you and your family. Sounds sweet, right? But here’s the catch: economists warn that handing out this cash could make prices climb even higher at the store. So, while the rebate could help with bills now, it might mean paying more for everything later. Would you take the check or pass? #Business #MoneyHacks #Tariffs549487Share
Timothy Bird+FollowWhy Your Grocery Bill Keeps ClimbingEver feel like your paycheck doesn’t stretch as far at the store? You’re not imagining it. Thanks to new tariffs and budget cuts, prices on everything from sneakers to bananas are rising, while jobs and paychecks aren’t keeping up. The government’s latest moves mean we’re all paying more for less, whether it’s electricity, groceries, or even college. So, maybe now’s the time to dust off those money-saving hacks—because the squeeze is real. #Business #MoneyHacks #Inflation33Share
nkent+FollowDon’t Sign That Loan Alone!Ever been handed a thick stack of paperwork and told, 'Just sign here'? Pause! From mortgages to timeshares, hidden fees and tricky terms can sneak up on you. Having a money-savvy friend (aka a financial advocate) can help you dodge expensive mistakes. They’ll break down the fine print and make sure you’re not signing away your future. Next time you’re about to commit, bring backup—your wallet will thank you! #Business #MakeMoney #MoneyHacks10Share
Kathryn Olsen+FollowHow to Keep Your Nest Egg Crash-ProofEver worry your retirement savings could vanish after a market crash? Turns out, many folks are more exposed than they think. If you’re banking on stocks alone or sticking to the old 4% rule, you might be in for a rude awakening. The trick? Mix up your investments, stash some emergency cash, and be ready to tweak your withdrawals. Think of it as prepping your financial pantry for any storm—so you can sip coffee, not stress, in retirement. #Business #MakeMoney #MoneyHacks103Share
James Cook+FollowWhy Are We Paying for Water Now?Ever noticed how stuff that used to be free now costs money? Rachel Cruze points out we’re shelling out for things like water at restaurants, reading the news online, and even looking up phone numbers. It’s not just inflation—businesses are finding new ways to charge for everyday conveniences. Pro tip: Ask for tap water, use free news apps, and Google those phone numbers to dodge sneaky fees! #Business #MakeMoney #MoneyHacks00Share