Robyn Anderson+FollowIs 65 the New Retirement Trap?Thinking about clocking out at 65? You might want to hit pause. With folks living longer and prices for everything from groceries to doctor visits going up, retiring at the old-school age could leave your wallet gasping for air. More and more people are finding that Social Security just doesn’t cut it, and some even end up back at work. The new money move? Consider working a bit longer or finding a side hustle to keep your savings safe and your options open. #RetirementReality #MoneyTalk #LifeHacks #PersonalFinance #Finance88Share
Brian Sanchez+FollowMortgage Rates Drop—Time to Shop Around?Good news for anyone eyeing a new home: mortgage rates just dipped! The average 30-year fixed is now 6.77%. If you’re house hunting, this could mean a more affordable monthly payment. But here’s the real hack: don’t just grab the first offer. Apply with a few lenders to see who gives you the best deal—think of it like shopping for sneakers, but with way more savings. Also, boosting your credit score or saving up a bigger down payment can help you snag an even lower rate. Happy house hunting! #HomeBuyingTips #MortgageHacks #PersonalFinance #RealEstate53Share
Vanessa Brown+FollowCapital One + Discover: What’s in It for You?Heads up, credit card fans: Capital One just bought Discover, but don’t panic—your cards and points aren’t changing (yet). For now, you’ll keep using your cards as usual, but you might see new perks or sign-up bonuses down the road. The big shift? Capital One could make Discover’s network more useful, maybe even lower swipe fees for stores. So, keep an eye out for new deals, but no need to switch cards just yet! #CreditCardNews #MoneyHacks #CapitalOne #Discover #PersonalFinance #Business10Share
Michael Petty+FollowGraduation = Time to Get Your Money RightJust graduated? Here’s the money playbook everyone wishes they had: 1) Try the 50/30/20 rule—half your paycheck goes to essentials, 30% for fun, and 20% straight to savings/investments. 2) Know your student loan details and automate payments so you don’t miss a beat. 3) No job yet? Budgeting is even more crucial—prioritize debts and don’t overspend. Adulting is hard, but your future self will thank you! #MoneyTips #CollegeGrad #PersonalFinance #Adulting101 #Budgeting #Education00Share
Christine Baxter+FollowDon’t Let Your Ex Get Your 401(k)Ever named a beneficiary on your 401(k) or life insurance and then totally forgot about it? You’re not alone—and it could mean your money goes to an ex or someone you didn’t intend. The big money hack: Check who’s listed as your beneficiary and how your stuff is titled, especially after major life changes. It’s a quick review that can save your family a ton of headaches and court drama later. Trust me, your future self (and your loved ones) will thank you! #MoneyHacks #EstatePlanning #LifeTips #PersonalFinance #Finance10Share
Willie Morales+FollowWhy Your Social Security Raise Feels TinyHeads up if you’re counting on Social Security: next year’s cost-of-living bump is shaping up to be the smallest in five years—just 2.4%. That’s barely enough to cover rising grocery and rent bills, even though inflation is cooling. The good news? Prescription drug costs aren’t climbing as fast, thanks to new rules. But don’t expect big changes from recent government orders just yet. Bottom line: plan for a modest benefit boost, and keep an eye on your budget! #SocialSecurity #MoneyTips #Retirement #Inflation #PersonalFinance #Finance153Share
Robyn Anderson+FollowWait, Medicare Covers Pet Food Now?Did you know some Medicare Advantage plans now help pay for things like pet food and even golf fees? What started as a way to save money on healthcare has turned into a benefits bonanza, with perks for everything from your furry friend to your favorite hobby. But here’s the catch: all these extras are making the plans more expensive for everyone. So, while you might score some cool freebies, expect those monthly costs to keep climbing. Pro tip: Don’t rely just on Social Security—start saving early with a 401(k) or IRA! #MedicarePerks #RetirementHacks #MoneyLife #SocialSecurity #PersonalFinance #Finance13084Share
eric01+FollowGold’s On Sale—Should You Grab Some?Gold prices just took a nosedive after months of hitting record highs, dropping over $225 an ounce in a week. If you’ve been eyeing gold but didn’t want to buy at the top, this could be your chance to snag some at a discount. Some folks are going for physical gold (think: bars or coins), others are picking up gold ETFs for easy trading, and the risk-takers are eyeing gold mining stocks. Just remember, timing the market is tricky—so don’t bet the coffee money! #GoldInvesting #MoneyMoves #SmartSpending #PersonalFinance #Business141Share
Rebecca Henderson+FollowDid We Miss Out on Spousal Benefits?!Just found out tons of couples (including us, oops) might be leaving Social Security money on the table! If your spouse took their benefits before you and never filed for spousal benefits, you could be missing out on extra cash. Turns out, you can only claim up to 6 months retroactively, and the SSA rarely brings it up unless you ask. Wild, right? Double-check your benefits and don’t let free money slip by! #SocialSecurity #RetirementTips #MoneyMatters #PersonalFinance #Entertainment00Share
Diane Carter+FollowDid You Get a $5,000 SSA Surprise?Heads up! Some folks are waking up to $5,000 Social Security checks in their bank accounts this May. If you’ve delayed retirement, had a claim backlog, or qualify for extra benefits, you might be in for a treat. The SSA is rolling out payments on a staggered schedule based on your birthday, so check your account if you’re on SSI or Social Security. With prices up everywhere, this bonus could be a real game-changer for rent, groceries, or that overdue treat-yourself moment. #SocialSecurity #MoneyHacks #PersonalFinance #Retirement #SSI #Finance153196Share
