cody79+FollowCan You Donate to Lower Roth Rollover Taxes?Thinking about moving your IRA to a Roth and worried about the tax hit? Here’s the scoop: you can’t just send your tax bill to your favorite charity, but you can donate directly from your IRA to a nonprofit and shrink your taxable income. It’s called a QCD (qualified charitable distribution). So, if you’re feeling generous and want to save on taxes, consider giving straight from your IRA before you convert. It’s a win-win for you and your cause! #MoneyHacks #TaxTips #RothIRA #Charity #PersonalFinance #Finance00Share
nkent+FollowSocial Security Clawback: Still a Big OuchHeads up if you get Social Security! If the agency says you were overpaid, they used to take your whole check back—now it’s just half. Better, but losing 50% of your monthly money can still wreck your budget, especially if you rely on it for rent or groceries. Most folks didn’t even cause the mistake, but they’re still on the hook. If you get an overpayment notice, act fast to ask for a lower payback rate or a waiver! #SocialSecurity #MoneyTips #Retirement #PersonalFinance #Finance21Share
Christine Baxter+FollowShould You Ghost Your Credit Card Bill?Feeling buried by credit card debt? You’re not alone—the average balance is close to $8,000, and sky-high interest rates aren’t helping. But before you think about ditching payments or going full bankruptcy, there are smarter ways out. Debt forgiveness, management plans, or even a balance transfer card can help you chip away at what you owe without nuking your credit. The key: don’t panic, and don’t go radio silent on your card company! #MoneyHacks #DebtFreeJourney #CreditCardTips #PersonalFinance #Finance20Share
Brad Caldwell+FollowWill Home Loans Get Cheaper Soon?Heads up if you’re house hunting or thinking about refinancing: UWM’s CEO says mortgage rates could drop once the current tariff pause ends. That means home loans might get a little more affordable soon, which could be a win for buyers. Even with the economy feeling shaky, people are still snagging homes and refinancing. So, if you’ve been waiting for a better deal, keep your eyes peeled—there could be more options and better rates on the horizon! #HomeBuying #MortgageTips #PersonalFinance #RealEstate #MoneyHacks10Share
Shelly Powell+FollowWould You Tap Your Home for Extra Cash?Thinking about using your house like an ATM in retirement? With home prices way up, a HELOC (home equity line of credit) can be tempting for quick cash—whether it’s for a rainy day, a dream vacation, or fixing up the place. But beware: those low payments can balloon, especially if rates rise. If you’re just trying to cover bills, a reverse mortgage might be safer. Bottom line: borrowing against your home isn’t free money, so read the fine print and plan ahead! #RetirementHacks #HomeEquity #MoneyTips #HELOC #PersonalFinance #RealEstate10Share
randerson+FollowIs the Housing Market About to Crash?Feeling jittery about your rent or mortgage? You’re not alone—most folks now think the housing market could tank soon, thanks to sky-high interest rates and some eyebrow-raising government moves. People are split: some are rushing to buy before prices climb higher, while others are hitting pause on big purchases. The real money hack? If prices drop, it could be your chance to finally snag that dream home—just keep an eye on those rates and don’t panic-sell! #HousingMarket #MoneyTalks #HomeBuying #PersonalFinance #InterestRates #RealEstate2031Share
Jasmine Wang+FollowHow Tariffs Might Change Your Next Coffee RunEver wonder why your favorite local shop suddenly raises prices? NerdWallet just dropped a free calculator that helps small business owners figure out how new tariffs could mess with their costs—and, yep, that means your latte might get pricier. With global supply chain chaos and inflation still lurking, small shops are using this tool to decide if they should bump up prices now or later. Some are even being upfront with customers about the extra costs. Transparency for the win! #SmallBusiness #MoneyHacks #Tariffs #ShopLocal #PersonalFinance #Shopping253Share
cody79+FollowCD Rates: Lock In or Wait It Out?Thinking about parking your cash in a CD? Here’s the scoop: CD interest rates probably won’t jump in May, and could even start dipping if the Fed cuts rates later this year. Some banks are already trimming rates just in case. If you want to snag a decent return, now might be the time to lock in a short-term CD—just double-check those early withdrawal rules! #MoneyHacks #SmartSaving #CDRates #PersonalFinance #Finance60Share
cody79+FollowStudent Loans: The Collections ComebackHeads up if you’ve got federal student loans! After a five-year break, the government is back to collecting on defaulted loans. That means if you’ve missed payments, your tax refund or even Social Security could get snatched. Private loan folks, you’re not off the hook either—your lenders never stopped chasing you. The big takeaway? If you’re behind, now’s the time to make a plan before your paycheck takes a hit. #StudentLoans #MoneyMatters #DebtTips #PersonalFinance #Finance47714Share
Gregory Mann+FollowWhy I’m Ditching Stock Picking for ETFsEver get too attached to your favorite brands in your investment app? I did—Nike, Hershey, even Starbucks. Turns out, betting on a few companies is way more stressful (and less rewarding) than just letting a broad ETF like VTI do the heavy lifting. I’m switching gears: less drama, more steady growth, and fewer worries about missing the next big thing. Lesson learned: sometimes, one big basket really is better than a handful of eggs! #InvestingTips #MoneyHacks #ETFs #DividendLife #PersonalFinance #Business60Share
