russellolson+FollowWhen’s the Right Time to Refi? ChatGPT SpillsThinking about swapping out your mortgage for a better deal? ChatGPT says the best time to refinance is when rates drop at least 1% below what you’re paying now, you’ve got solid credit, and you plan to stay put for a few years. But if you’re moving soon or already have a sweet rate, it might not be worth the hassle. Always check if the savings beat the upfront costs! #RealEstate #HomeFinance #RefinanceTips00Share
Brian Sanchez+FollowMortgage Rates Today: Should You Refi Now?Thinking about refinancing your home? Heads up: mortgage refinance rates just ticked up again, with 30-year rates now at 6.42%. That means if you’re hoping to lower your monthly payment, you might want to hold off for a better deal. The market’s in a holding pattern, so use this time to boost your credit score or pay down debt—your future self (and wallet) will thank you when rates drop! #RealEstate #MortgageRates #RefinanceTips01Share