Retired at 50 with $1M—Now I’m Worried About Running Out! 😰
I retired at 50 with $1 million saved up, thinking I’d cracked the code. Using the 4% rule, I started withdrawing $40,000 a year, hoping my nest egg would last. At first, it felt amazing—no more office politics, stressful meetings, or endless deadlines.
But now, 5 years in, I’m starting to worry. The market’s been up and down, and some years my portfolio barely grew. I keep wondering if I made a mistake, especially when unexpected expenses pop up. Did anyone else retire early using the 4% rule? Is your fund holding up, or are you seeing it shrink?
I’m really anxious about running out of money before I’m ready. Any advice or feedback from those who’ve been through this would mean the world to me! 🙏
#EarlyRetirement #FinancialPlanning #RetirementAdvice #JobCareer #Career
