Emily Rogers+FollowHow to Dodge a Big Tax Bill on Retirement MoneyIf you’re nearing retirement and dreading those forced withdrawals from your 401(k) or IRA (aka RMDs), here’s the scoop: the IRS wants its cut, but you’ve got options to keep more cash in your pocket. From rolling over to a Roth IRA to donating to charity or even marrying someone younger (seriously!), there are legit ways to shrink your tax bill. The big shift? More retirees are getting creative to avoid surprise tax hits—so don’t just let the IRS call the shots! #Business #MakeMoney #retirementhacks01Share
Ernest Harris+FollowLiving Solo? Here’s Why It Costs MoreDid you know nearly 1 in 3 Americans over 65 now live alone? With prices climbing, these “solo-agers” are feeling the pinch more than ever. Without a partner or kids to split bills or help out, every expense—from rent to groceries—hits harder. If you’re flying solo, it’s smart to build a support network and get your paperwork in order early. Planning ahead is the ultimate money move! #Business #SoloAging #RetirementHacks20Share
Emily Rogers+FollowIs Your Retirement Fund Secretly Winning?Ever wonder if your retirement stash is actually ahead of the pack? Here’s the scoop: if you’ve got any savings at all, you’re already doing better than a third of Americans. If you’re hitting those age-based milestones (think: 1x your salary by 30, 3x by 40), you’re cruising past the average. The real money hack? Capture that employer match and bump up your savings rate each year. Small moves now = big comfort later. Coffee break brag: you might be closer to a cushy retirement than you think! #Business #MakeMoney #RetirementHacks00Share
Lisa Ramirez+FollowThe Secret Number That Slashes Health CostsRetiring before 65? Here’s the scoop: your health insurance could get crazy expensive before Medicare kicks in, but there’s a hack. It’s all about your MAGI (modified adjusted gross income). Keep it low and you could score big tax credits that shrink your premiums. Think of it as a financial cheat code for early retirees. Strategic moves with your income can literally save you thousands until Medicare arrives. Who knew one number could make such a difference? #Health #BodyHealth #RetirementHacks00Share
nkent+FollowDon’t Wait on Social Security If This Is YouHere’s a quick money tip for couples: If you’re planning to claim Social Security spousal benefits and you’ve hit your full retirement age (that’s 67 for most of us), don’t bother waiting longer. You won’t get any extra cash by holding out—spousal benefits max out at 50% of your partner’s benefit, and there’s no bonus for patience. So, if you’re eligible, claim it and enjoy the extra monthly coffee runs! #Business #MakeMoney #RetirementHacks21Share
Justin Martin+FollowCostco Must-Haves & Money Wasters for RetireesShopping at Costco on a Social Security budget? Skip the giant tubs of fresh produce, bulk condiments, and fancy kitchen gadgets—most of it just goes to waste or isn’t a deal. Instead, stock up on Kirkland paper products, vitamins, eyeglasses, and those protein bars everyone raves about. Trust me, your wallet (and pantry) will thank you! #Shopping #CostcoFinds #RetirementHacks00Share
Brian Sanchez+FollowHow Seniors Can Turn Their Home Into a Cash MachineEver feel like your house is your biggest piggy bank? Seniors are getting creative with their home equity—either taking out a loan for a lump sum or trying a reverse mortgage for steady cash flow without monthly payments. The big shift? More retirees are using their homes to cover rising costs instead of just relying on Social Security. If you want more control and plan to leave your house to family, a home equity loan might be your move. Need extra cash and don’t mind using up your home’s value? A reverse mortgage could be your safety net. #RealEstate #HomeEquity #RetirementHacks00Share
James Cook+FollowHow Much to Stash Monthly for a Fat 401(k)?Thinking about retiring with a nice cushion? The IRS just bumped up the 401(k) limit for 2026, so if you want to max out, you’ll need to set aside about $2,000 a month (more if you’re over 50). It sounds steep, but breaking it down into monthly goals makes it doable. Pro tip: set up automatic paycheck deductions and boost your savings every time you get a raise or bonus. Even if you can’t hit the max, every little bit helps your future self! #Business #MakeMoney #RetirementHacks00Share
Mark Sims+FollowHow Dividends Can Be Your Retirement PaycheckEver wish your investments could just pay your bills so you don’t have to stress about the stock market? That’s the magic of a dividend strategy. Instead of selling shares when the market tanks, retirees use steady dividend payments and a cash cushion to cover living costs. This way, you can ride out the rough patches without panic selling. It’s like turning your portfolio into a monthly paycheck—so you can focus on living, not market swings. #Business #Market #retirementhacks11Share
Christine Baxter+FollowRetirees: Don’t Miss These Tax Breaks!Retired and think your tax bill is on autopilot? Not so fast! Many retirees forget about money-saving tax deductions—like big breaks for medical expenses, charitable giving, and even selling your house. With new rules raising the cap on state and local tax deductions, there’s real cash on the table. Double-check your paperwork before filing—missing just one deduction could mean leaving thousands behind. It’s like finding extra change in your couch, but way better! #Business #MakeMoney #RetirementHacks00Share
