Tag Page SaveMoney

#SaveMoney
Joseph Wood

6 Money Tips I Wish I Knew as a New Homeowner

I’ve been a homeowner for 4 years, and looking back, there are a few things I really wish someone had told me from the start. These tips have saved me thousands—hopefully, they help someone here too: 1. Your home equity is powerful—use it wisely. Instead of turning to payday or high-interest personal loans, consider a HELOC (home equity line of credit) if you’re in a pinch. It usually comes with way lower interest rates and more flexibility. Not a fan of debt? Check out equity-sharing options like Hometap, where you sell a portion of your home's value without taking a loan. 2. Switch auto insurance regularly. I cut my premium by $1,300 just by switching carriers—same coverage. If it’s been over 6–12 months, get a quote. You might save a few hundred bucks a year with almost no effort. 3. Don’t trust Amazon (or any site) to give you the best deal. I use Capital One Shopping—it automatically checks for lower prices and coupon codes across the web. I'm normally anti-browser extensions, but this one actually saves me money. 4. Financial advisors aren’t just for the rich. If your net worth is $100k+, you likely qualify for an advisor. The average benefit? About 3% better yearly returns, mostly from smarter tax planning. 5. You can ask for help with debt. If you’ve got $10k+ in debt, debt relief companies can negotiate with creditors for you. According to NDR, average users save about 23%, even after fees. 6. Re-shop your home insurance. I saved more switching home insurance than I did with auto. A quick check can save you $1k+/year—definitely worth the few minutes. Hope this helps someone else avoid the mistakes I made early on. Happy to answer questions or hear other homeowners’ tips! #FrugalLiving #HomeownerTips #MoneyHacks #SaveMoney #DebtRelief #HELOC #InsuranceSavings #FinancialAdvice #CapitalOneShopping #FrugalHomeowners

6 Money Tips I Wish I Knew as a New Homeowner
PlushPenguin

5 Foods That Cost More to Make at Home Than Store-Bought!

Tried making croissants from scratch last weekend, and the grocery bill was wild. Butter, flour, good chocolate, and hours of effort—ended up spending almost $20 for a dozen, and they didn’t even look like the bakery ones. Same goes for sushi rolls. Fresh fish, nori, sushi rice, rice vinegar, plus the rolling mat—by the time everything’s bought, it’s way more than a $12 sushi tray from the store. Pasta sauce is another one. Sure, homemade tastes great, but when tomatoes are out of season, the cost of good canned tomatoes, fresh basil, and parmesan adds up fast. Store brands are $2 a jar and taste just fine for a weeknight dinner. Sometimes, it’s just not worth the time or money. The trick is knowing when to go homemade and when to grab the premade stuff. Save the DIY for things like bread or cookies where you can really taste the difference and save a few bucks. For the rest, the store’s got it covered. #Food knowledge #BudgetEats #SaveMoney #PremadeWins

5 Foods That Cost More to Make at Home Than Store-Bought!
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