Kathryn Olsen+FollowCDs: The Secret Sauce for Savers?Heard CD rates are sizzling right now? Some online banks are dishing out nearly 5% for short-term CDs—way more than your usual savings account. The catch? You can’t touch your cash until the CD matures, or you’ll pay a penalty. Pro tip: Build a CD ladder to keep your money working hard without locking it all up. With rates likely to drop soon, now’s the time to shop around online and lock in those juicy returns! #MoneyHacks #SavingsTips #CDRates #Business20Share
nkent+FollowHow Banks Make You Miss Bonus InterestEver felt like your savings account isn't growing as fast as you hoped? Turns out, banks like ING don’t have to warn you if you’re about to lose your bonus interest rate. If you miss a deposit or don’t swipe your card enough, you could go from earning $80 a month to just 80 cents! It’s like playing a game where the rules keep changing, and the bank wins if you slip up. Pro tip: Set reminders to check your account’s bonus requirements so you don’t leave money on the table! #MoneyHacks #SavingsTips #Banking #Business #MakeMoney40Share
Diane Carter+FollowCD or Money Market? Here’s the Real DealEver wondered where your $10K will grow faster—locked up in a CD or chilling in a money market account? Right now, both offer similar interest, but CDs lock in your rate (and your cash), while money markets let you dip in and out. The catch? Money market rates can change anytime. Some savers are splitting their cash between both to snag the best of both worlds. Smart move if you want to keep your options open! #MoneyHacks #SavingsTips #PersonalFinance #Business #MakeMoney00Share
Robyn Anderson+FollowLock In That CD Rate Before It Drops!Thinking about stashing some cash in a CD? Now’s the time to act—CD rates are slipping, and they might drop even more if the Fed cuts rates soon. If you spot a good rate, grab it before it’s gone! Pro tip: check out local credit unions and online banks for hidden gems. And if your CD is about to mature, don’t just let it auto-renew—shop around for a better deal. Short-term CDs are hot right now, but laddering can help you balance returns and flexibility. Just remember: don’t lock up your emergency fund! #MoneyHacks #SavingsTips #CDRates #Business #MakeMoney20Share
