Charles Richardson+FollowStudent Loan Rates Drop (A Little!)Federal student loan rates are finally dipping for the 2025-26 school year! Undergrads will see rates drop to 6.392%, grads to 7.942%, and PLUS loans to 8.942%. It’s not a huge cut, but with over 42 million people juggling student debt, every bit helps. Remember: these new rates only apply to loans taken out after July 1, 2025. If you’re borrowing soon, this could mean a little less stress on your wallet! #StudentLoans #CollegeFinance #MoneyMatters #DebtRelief #Education00Share
Michelle Arnold+FollowRefinancing Student Loans? Read This First!Thinking about refinancing your federal student loans with a private lender? Unless you’re a high-earning pro (think doctor or dentist) who can pay off your debt fast, experts say it’s usually a bad move. You’ll lose all those sweet federal protections—like income-driven repayment and forgiveness programs. Plus, you might not even snag that low interest rate they’re advertising. Before you jump, check all your options and don’t get blinded by flashy offers! #StudentLoans #Refinance #MoneyTips #DebtAdvice #Finance #Education00Share
Michael Petty+FollowStudent Loan Collections Are Back 😳Student loan collections are officially back after a 5-year break, and millions could see their paychecks or tax refunds hit if they’re in default. Some folks owe as much as $500k! If you haven’t paid in a while, watch your inbox for an email with your options. Now’s the time to check your payment plan, maybe refinance, or just start tracking your spending. It’s the last call before things get serious! #StudentLoans #Debt #FinanceTips #MoneyMatters #LoanRepayment #Education60Share
Robert Cox+FollowStudent Loan Shock: Collections Are BackStudent loan collections are back after a 5-year pause, and a record number of borrowers are already behind on payments. About 1 in 5 people with student loans are at risk of default, which could seriously hurt their credit scores and even lead to wage garnishment. If you haven’t checked your loan status lately, now’s the time—collections just got real again. Anyone else feeling the pressure? #StudentLoans #DebtCrisis #Finance #CreditScore #MoneyMatters #Education490Share
cody79+FollowStudent Loan Shock: Collections Are BackHeads up if you’ve got student loans: collections just restarted, and some folks are finding out the hard way. Imagine checking your account and realizing you’re suddenly behind, even if you never got a warning. With call centers jammed and answers hard to get, it’s like trying to pay for Netflix when your paycheck’s already spent. If you’re caught off guard, keep screenshots of your loan info and don’t be shy about asking your local rep for help. Every little bit counts! #StudentLoans #MoneyTips #DebtHelp #PersonalFinance #Finance658150Share
Katherine Hunt+FollowShe Paid Off Her Loans—Now Her Parents Want More?!Imagine paying your parents $1,000 a month for 8 years to clear your student loans, only to find out they expect you to cover your siblings’ loans too! That’s what happened to Sarah from Philly. Dave Ramsey says she needs to have a super blunt convo with her parents about boundaries—because family loans can get messy fast. Would you keep paying, or draw the line? #StudentLoans #FamilyDrama #DaveRamsey #MoneyTalks #GenZFinance #Education8452Share
cody79+FollowStudent Loans: The Collections ComebackHeads up if you’ve got federal student loans! After a five-year break, the government is back to collecting on defaulted loans. That means if you’ve missed payments, your tax refund or even Social Security could get snatched. Private loan folks, you’re not off the hook either—your lenders never stopped chasing you. The big takeaway? If you’re behind, now’s the time to make a plan before your paycheck takes a hit. #StudentLoans #MoneyMatters #DebtTips #PersonalFinance #Finance47714Share
Emily Rogers+FollowStudent Loans Back? Here’s Where to Cut CostsHeads up: Student loan payments are coming back, and there’s no magic forgiveness this time. If you’re dreading those monthly bills, now’s the time to trim your budget. Think: canceling unused streaming services, skipping takeout, doing your own cleaning, and swapping the gym for home workouts. Every little bit helps, and you’ll be surprised how much extra cash you can free up just by cutting a few non-essentials. Time to get creative with your savings! #StudentLoans #MoneyHacks #BudgetTips #Adulting #Finance64Share
James Cook+FollowStudent Loan Collections Are Back—Now What?Heads up if you’ve got federal student loans: the pandemic-era break is over, and collections are coming back starting May 5. If you’re in default, the government could start taking your tax refund or even garnish your paycheck. The drama? Millions are scrambling to get answers, but help lines are swamped and rules keep changing. If you’re behind, look into loan rehab ASAP—it’s your best shot to dodge wage garnishment. Stay alert and check your loan status! #StudentLoans #MoneyHacks #DebtAdvice #PersonalFinance #Finance30056Share
Charles Richardson+FollowStudent Loan Repayment Just Got EasierBig news for anyone with student loans: the whole income-driven repayment (IDR) process is about to get a major glow-up. The Department of Education is making it way simpler to enroll, and you won’t have to deal with that annoying yearly income recertification anymore. If you’ve been stressing about paperwork or missed out when applications closed, keep an eye out—more details are dropping next week! #StudentLoans #IDR #DebtRelief #MoneyMatters #Education189167Share
