Samantha Welch+FollowHome First or Student Loan? Read This!Ever wondered if you should pay off that low-interest student loan before buying a house? One Reddit user is in this exact situation. With $85k in savings and $30k in student loans at just 2.7% interest, he’s debating whether to keep those savings for a bigger down payment. Paying off the loan could help lower his debt-to-income ratio for the mortgage, but is it worth losing the low rate? 🤔 Might be time to chat with a financial advisor! #HomeBuying #StudentLoans #FinancialAdvice #RealEstate30Share
Emily Rogers+FollowStudent Loans & Taxes: What You Need to KnowAre you juggling student loans? Potential changes could affect your tax situation! From loan forgiveness taxation to shifts in repayment plans, staying informed is key. Consult a tax pro and keep up with policy updates to make smart decisions for your future financial health. 📚💰 #StudentLoans #TaxTips #StayInformed41Share
Amber Williams+FollowDrowning in student debt before life even startsCollege was supposed to be the ticket to a better life. Instead, it’s a $400K debt trap with 7% interest, taking 20 years to pay off. Meanwhile, wages stay the same, and monthly loan payments eat up over $1,000 before rent, food, or anything else. Student loans are now a $1.8T industry—second only to mortgages. How are we supposed to build a future when just getting an education sets us back for decades? #studentloans #university24Share
Bobby Bryant+Follow Is college still worth it… or have we been sold a lie? My neighbor’s son just graduated college. He’s 24, has $80,000 in student loans… and is working part-time at a coffee shop. ☕ His dad said, “At least he has a degree.” I said, “But does it do anything anymore?” Back in the day, a college degree meant something. It opened doors. It was your ticket to the middle class. Now? It feels like a very expensive piece of paper. Meanwhile, plumbers, electricians, and truck drivers are making six figures—and they didn’t spend four years in a lecture hall. So I’ll ask the question: 👉 Is college still worth it… or have we been sold a lie? I’m not saying education isn’t valuable. I’m asking if the system still delivers what it promises. If you’re a parent or grandparent, what did you tell your kids about college? And looking back—was it the right advice? #CollegeDebt #HigherEducation #StudentLoans #ParentingQuestions #EducationSystem #AmericanDream #CollegeWorthIt #RealLifeSkills #CareerPaths #ParentingAdvice #GrandparentWisdom #LifeAfterCollege77159Share
Emily Rogers+FollowStudent Loan Pause: The Price of Hitting SnoozeEver hit snooze on your student loan payments? You’re not alone—over 10 million folks paused payments this year, up big from last year. But here’s the catch: while you wait, interest keeps piling up—about $219 a month for the average borrower. Since the $0 payment plan got axed, more people are stuck in limbo, and missed payments can ding your credit. Pro tip: check out the government’s Loan Simulator to plot your next move and avoid wage garnishment down the line. #Business #MakeMoney #StudentLoans00Share
