Torn Between Maxing My 401k or Saving for a Home—Help! 😩🏠
Hey everyone, I’m 26, single, and working in a pretty demanding office job in Chicago. Lately, I’ve been losing sleep over a big financial decision: should I max out my retirement accounts and keep renting, or just contribute up to my 401k match, max my Roth IRA, and start saving for a hefty down payment on a house?
Work has been stressful enough with office politics and trying to prove myself for a promotion. Now, I’m worried that if I focus too much on retirement, I’ll miss out on buying a home while prices are still (somewhat) reasonable. But if I save for a house, am I sacrificing my future security?
Older folks at work keep giving me conflicting advice, and I’m honestly feeling stuck. If you were in my shoes at 26, what would you do? I’d love to hear your thoughts! 🙏💬
#JobCareer #Career #CareerDecisions