Willie Morales+FollowHoliday Shopping Spree: Is It Worth the Swipe?Everyone’s snagging deals this holiday season, but here’s the catch: a lot of that shopping is going straight on credit cards. Americans just hit a record $1.23 trillion in credit card debt. So, while your cart might be full, your wallet could feel the pinch come January. If you’re swiping now, remember those interest rates are no joke—today’s gifts could be tomorrow’s bills. Maybe it’s time to rethink that extra purchase? #Business #MakeMoney #HolidaySpending10Share
Christine Baxter+FollowHow Much Do Most 65-Year-Olds Really Have Saved?Ever wonder how your retirement savings stack up? The typical 65-year-old American has about $200K tucked away—not the $600K+ you might hear about, which is skewed by super-savers. The big shift: Many folks are realizing they’ll need to work a bit longer, cut back on spending, or downsize their homes to make their nest egg last. If you’re behind, don’t stress—catch-up contributions and delaying Social Security can give your savings a boost. Small tweaks now can mean a smoother ride later! #Business #MakeMoney #RetirementReady1120Share
cody79+FollowBoomers & Trust Funds: Why $1,500 Changes EverythingEver had a relative say young people just don’t work hard enough? Turns out, some of those critics had a little help—like a trust fund that paid $1,500 a month for life. That kind of cushion made it easy to buy a house, stay debt-free, and retire early. Meanwhile, today’s job seekers are sending out hundreds of applications just to get ghosted. If you’re hustling to make ends meet, it’s not just you—the game has changed, and the rules aren’t fair for everyone. #Business #MakeMoney #MoneyTalks31Share
Kathryn Olsen+FollowRussia’s Bad Loans: Why It Matters for YouHeads up: Russia’s biggest banks are drowning in unpaid loans—over half their loan books are now in trouble. That means businesses and regular folks there are struggling to pay back what they owe, thanks to high interest rates and a shaky economy. If you’ve ever worried about making your own loan payments, imagine that stress multiplied by millions. When banks get squeezed like this, it can ripple out and make borrowing tougher for everyone. #Business #MakeMoney #MoneyTalks140Share
Emily Rogers+FollowEasy Money Habits for a Chill New YearReady to ditch the holiday spending hangover? Here’s a lifehack: before the new year, take a quick look at where your money went (no judgment!). Pick one small win—like setting up auto-savings or canceling a forgotten subscription. The trick isn’t to overhaul your whole budget overnight, but to make tiny, doable tweaks. You’ll feel more in control and less stressed when those January bills hit. It’s like giving your wallet a fresh start—no kale smoothies required! #Business #MakeMoney #MoneyLifehacks10Share
cody79+FollowSocial Security Paydays: Who Gets Paid When?Heads up, retirees! December Social Security checks are rolling out soon, but your birthday decides when you get paid. Born before the 10th? Your money lands on Dec. 10. Born later? You’ll wait a bit longer. The real money hack: the longer you wait to retire (up to age 70), the bigger your monthly check—think $5K+! But here’s the twist: Social Security’s future is a bit shaky, so keep an eye on those updates. #Business #MakeMoney #SocialSecurity160Share
Emily Rogers+FollowShould You Grab Social Security at 62?Here’s the coffee break scoop: Dave Ramsey says grab your Social Security check the minute you hit 62—more years to spend and invest! But other money pros say, wait until 70 for bigger monthly payouts. The real-life twist? If you’re disciplined and love investing, early might work. But if you want a guaranteed bump (and maybe live long), waiting pays off. No one-size-fits-all—your health, savings, and spending habits matter most. So, which would you pick? #Business #MakeMoney #retirementplanning23Share
Emily Rogers+FollowAtlanta widow’s $100K cash stash dilemmaImagine sitting on a pile of cash—literally! An Atlanta widow just revealed she has over $100,000 in bills her late husband squirreled away for 25 years. Now, she’s worried that putting it in the bank could bring IRS headaches. Even though she owns her home and has $400K in CDs, she’s living on just $1,400 a month. The real kicker? Experts say inflation is eating away at that hidden cash every day. Would you risk depositing it, or keep it hidden? How would you handle a secret stash like this? #Business #MakeMoney #Atlanta10Share
Kathryn Olsen+FollowWhy $1M Isn’t Your Retirement Magic NumberForget the $1 million retirement myth—JPMorgan says it’s time to get real. Instead of stressing about hitting seven figures, focus on saving a steady chunk of your income (think 5%) and plan for how you actually live. This shift means your retirement target is personal, not one-size-fits-all. It’s a relief for anyone who feels behind, but it also means knowing your numbers and making saving a habit, even if it’s just a little at a time. #Business #MakeMoney #MoneyLifehacks10Share
Diane Carter+FollowRetirees: Stop Overpaying the Tax Man!Here’s a coffee break tip for anyone thinking about retirement: don’t let taxes eat up your nest egg! Many retirees end up paying more than they should by selling investments at the wrong time or forgetting about those pesky required withdrawals. The real kicker? Even your Social Security can get taxed if you’re not careful. A little planning—like spreading out withdrawals and double-checking deductions—can keep more cash in your pocket for the fun stuff. Don’t let the IRS crash your retirement party! #Business #MakeMoney #RetirementHacks10Share
