cody79+FollowIs Your Free Checking Disappearing?Heads up: banks are shaking up account types, and retirees are feeling the pinch. That free checking you love? It might soon come with a monthly fee. Plus, stricter balance rules and more digital-only options mean you’ll want to double-check your statements. The big shift: banks are quietly making it harder to avoid fees, so keep an eye out and consider switching if your account gets reclassified. Stay savvy and don’t let sneaky charges eat into your coffee budget! #Business #MakeMoney #MoneyHacks10Share
Emily Rogers+FollowSocial Security Checks Coming Early? Here’s the ScoopHeads up if you count on Social Security or SSI: your December payments might hit your account earlier than usual, thanks to the holiday calendar shuffle. But don’t get too excited—it’s not a bonus, just January’s check arriving ahead of schedule. This means you’ll need to stretch your budget a bit longer before the next one. Pro tip: set a reminder so you don’t accidentally overspend! #Business #MakeMoney #SocialSecurity6710Share
Christine Baxter+FollowWhy Waiting for Social Security Pays OffHere’s a money move most folks overlook: holding off on Social Security until age 70 can supercharge your monthly checks—think 32% more than if you started at 66. That’s like giving your future self a raise just for being patient. The real kicker? Bigger checks mean better inflation protection and less stress about outliving your savings. If you’re healthy and can wait, this could be the ultimate retirement lifehack. Would you wait for the bigger payout? #Business #MakeMoney #RetirementHacks00Share
Kathryn Olsen+FollowHow Skipping $100 a Month Adds Up FastEver wonder what would happen if you just stashed away $100 a month since 2020? Turns out, you’d have about $7,000 if you just kept it under your mattress, but over $8,000 if you let it grow in a basic index fund. The real kicker? Most people’s pandemic savings are gone, but even small, steady habits can build a cushion for when life gets expensive. It’s not about timing the market—just starting, even with pocket change, can make a difference. #Business #MakeMoney #MoneyHacks01Share
Emily Rogers+FollowWhy Your Bank Might Seem Less GenerousEver wonder why your local credit union seems to offer better rates or perks than your bank? Turns out, credit unions don’t pay income taxes, while banks do. That means banks have to hustle harder just to keep up, and it could impact what they offer you. The rules were made back in the Great Depression, but now credit unions are big players too. Don’t expect Congress to change things soon—no one wants to look like they’re taxing the little guy, even if he’s running a financial empire! #Business #MakeMoney #MoneyTalk00Share
Emily Rogers+FollowHow Long Will Your Coffee Money Last in Retirement?Here’s a wake-up call: Most Americans expect their retirement savings to last 22 years, but with rising costs (especially healthcare!), that might be a stretch. The big move? Save more now and start living a little more like a retiree—think fewer takeout lattes, more home brews. Every raise, stash half away before you even notice it. The earlier you start, the more you’ll have for those golden years (and maybe a few fancy coffees, too). #Business #MakeMoney #RetirementHacks00Share
Robyn Anderson+FollowDon’t Miss Out: Update Your SSI Payments!Heads up if you get Social Security! The government is switching everyone from paper checks to direct deposit or prepaid cards. If you don’t update your payment info soon, your money could get stuck in limbo. Some folks already missed out because they didn’t make the switch in time. So, grab your phone or laptop and update your details—future you will thank you! #Business #MakeMoney #SocialSecurity20Share
Emily Rogers+FollowIs Your 401(k) Riding the Next Credit Bubble?Quick coffee break scoop: Private credit firms are handing out loans like candy, and your 401(k) might be footing the bill. Unlike banks, these firms aren’t tightly watched, so risky loans can sneak through. If too many borrowers can’t pay up, regular folks could see their retirement savings take a hit. It’s like déjà vu from 2008, but this time it’s not just mortgages—think car loans, data centers, even plastic surgery bills. Keep an eye on where your money’s parked! #Business #MakeMoney #MoneyLifehacks10Share
Diane Carter+FollowMax Out Your 401(k) in 2026—Here's WhyHeads up, future-you will thank you: The IRS is letting you stash even more cash in your 401(k) and IRA for 2026. Thanks to inflation, contribution limits are up again—so if you’ve been slacking on retirement savings, now’s your chance to catch up. But watch those income limits if you’re eyeing a Roth IRA; high earners might get phased out. Time to check your paycheck and see if you can bump up those auto-deposits! #Business #MakeMoney #MoneyHacks00Share
Willie Morales+FollowHow to Score $750 in Free Cash from ChaseHere’s a money hack for your next coffee break: Chase Bank is basically handing out $750 if you open their Ink Business Unlimited® Credit Card and spend $6,000 in the first three months. That’s like getting paid to buy your usual business stuff. Plus, you’ll keep earning cash back on every swipe, and there’s no annual fee. Just remember, if you close the card, you lose your points—so keep it open if you want to keep cashing in! #Business #MakeMoney #MoneyHacks30Share
