Kathryn Olsen+FollowHow to Max Out Your Social Security LatteThinking about when to clock out for good? Here’s the scoop: if you grab Social Security at 62, your monthly check could be 30% lighter than if you wait until full retirement age (now 67 for anyone born in 1960 or later). The longer you wait (up to age 70), the bigger your payout—think of it as supersizing your retirement coffee. So, if you want the most foam on your latte, patience pays! #Business #MakeMoney #MoneyHacks00Share
Joseph Livingston+FollowSocial Security Checks: December Dates & a Raise!Here’s a quick heads-up for anyone counting on Social Security: December payments are going out on their usual Wednesdays, based on your birthday. But here’s the real perk—your next check in January will be a little fatter, thanks to a cost-of-living bump. That means a bit more breathing room for groceries or treating yourself. Pro tip: Check the SSA’s online calendar to plan your budget and avoid any surprises! #Business #MakeMoney #SocialSecurity19569Share
Willie Morales+FollowGen Z Outsmarts Boomers at Retirement Prep?Turns out, Gen Z isn’t just spending on Taylor Swift tickets and fancy lattes—they’re quietly getting their retirement ducks in a row, too. Nearly half of Gen Z workers are on track to keep up their lifestyle after they retire, beating out baby boomers. Why? Automatic savings plans at work make it easier than ever to stash cash for the future. So next time you see a Gen Z splurge, remember: they might just be better at money moves than you think! #Business #MakeMoney #GenZMoney00Share
Robyn Anderson+FollowHow to Max Out Your Social SecurityThinking about early retirement? Here’s the scoop: if you start cashing in your Social Security at 62, your monthly check could be 30% smaller than if you wait until your full retirement age (now 67 for anyone born in 1960 or later). The longer you wait—up to age 70—the bigger your payout. So, if you want more coffee money in your golden years, patience pays! #Business #MakeMoney #retirement20Share
Christine Baxter+FollowDecember Social Security Payments: What to KnowHeads up if you or someone you know gets Social Security! December checks are rolling out soon, and the date you get paid depends on your birthday or when you started collecting benefits. If you started before May 1997, your money lands on the 3rd. For everyone else, it’s based on your birth date. Bonus tip: January’s SSI payment comes early, on December 31, since New Year’s Day is a holiday. Mark your calendars! #Business #MakeMoney #SocialSecurity20Share
Diane Carter+FollowCredit Score Glow-Up? Don’t Get FooledHeads up: New credit score models are about to hand out scores to millions more Americans, but don’t get too excited yet. Just because you see a number pop up doesn’t mean you’ll get that dream home loan. Lenders still call the shots, and they’re picky. If your score drops or doesn’t impress, focus on the basics: check for errors, pay down cards, and don’t fall for quick fixes. Good habits beat new algorithms every time! #Business #MakeMoney #CreditScore00Share
Christine Baxter+FollowCD Maturing in 2026? Here’s Your Next MoveGot a CD set to mature in 2026? Heads up: interest rates are on the move, and not in your favor. With the Fed likely to keep cutting rates, your CD’s future returns could shrink. Savvy savers are jumping on short-term CDs or high-yield savings accounts now to lock in better rates, or even considering longer-term CDs if they find a sweet deal. Don’t just let your money roll over—shop around before your CD matures! #Business #MakeMoney #MoneyHacks00Share
James Cook+FollowRoth IRA: The Tax Move That Could Save You LaterThinking about switching up your retirement savings? Converting a traditional IRA to a Roth IRA means you pay taxes now, but your money grows and comes out tax-free later. It’s a smart play if you think you’ll be in a higher tax bracket down the road. Just watch out for a bigger tax bill this year and a five-year wait before you can touch those funds penalty-free. It’s all about timing and your future plans! #Business #MakeMoney #MoneyHacks00Share
Robyn Anderson+FollowWhy You Might Get 2 SSI Checks in DecemberHeads up if you or someone you know gets SSI: December 2025 is a double-check month! Because New Year’s Day falls on the first, the January 2026 payment comes early—on December 31. That means you’ll see two deposits in December, but don’t get too excited—it’s just the usual payment, just arriving early. This happens when holidays or weekends mess with the schedule, so plan your budget accordingly! #Business #MakeMoney #SSI182Share
nkent+FollowHow to Make Your 401(k) Work Like a BossHere’s a money win for your coffee break: Americans’ 401(k) balances just hit record highs, thanks to steady saving and a stock market bounce-back. Even with all the economic drama, folks kept putting away about 14% of their paychecks. The real move? More young savers are going Roth for tax-free withdrawals later. If you want your future self to thank you, consider upping your contributions—limits are rising next year! #Business #MakeMoney #MoneyMoves30Share