Kathryn Olsen+FollowHow to Make Your Money Work While You SleepEver wish your paycheck kept rolling in even when you’re off the clock? Robert Kiyosaki, the “Rich Dad, Poor Dad” guy, says it’s all about having more than just a 9-to-5. He breaks income into four types: employee, self-employed, business owner, and investor. The real game-changer? Setting up ways to earn cash that don’t need you to clock in—like investments or businesses that run themselves. It’s about building money habits that keep paying off, even on your days off. #Business #MakeMoney #MoneyHacks00Share
nkent+FollowHow to Tame Your Credit Card Debt MonsterFeeling like your credit card bill is growing faster than your houseplants? You're not alone—high interest rates are making it tough for everyone. The good news: you can actually ask your card company for a break, like lower rates or smaller payments, especially if you're struggling. Or, you can team up with a credit counselor to bundle your payments and cut those fees. The trick is acting before things get out of hand—don't wait until your wallet is empty! #Business #MakeMoney #MoneyHacks00Share
Christine Baxter+FollowWhy You Might Want to Hit Pause on Your 401(k)Thinking about maxing out your 401(k) in 2026? Heads up: new rules mean some folks—especially high earners over 50—will have to make after-tax (Roth) catch-up contributions instead of pre-tax ones. That could mean a bigger tax bill than you expect. If you’re getting a big raise, going through a major life change, or need more cash on hand, it might be smart to slow down on those 401(k) deposits and chat with a pro before making moves. #Business #MakeMoney #MoneyHacks50Share
Willie Morales+FollowRetirement Tax Traps That Sneak Up On YouThinking retirement means less paperwork? Not so fast! Turns out, taxes in retirement can get trickier than ever, thanks to sneaky rules like required withdrawals from your 401(k) or IRA. Even a small withdrawal can bump up your tax bill and make more of your Social Security taxable. The real hack? Spread out your withdrawals and keep an eye on your total income—one surprise check can mean a bigger tax hit for years. Planning ahead saves cash! #Business #MakeMoney #RetirementTips00Share
Robyn Anderson+FollowRetirement Rules Are Changing—Here’s the ScoopThinking about your retirement stash? This year, the rules are getting a makeover. If you’re a high earner over 50, your extra 401(k) contributions now have to go into a Roth account, which means paying taxes now but enjoying tax-free growth later. Plus, there’s a bigger tax break for state and local taxes, and seniors get a new deduction boost. Time to check if your plan needs a tweak—these changes could mean more money in your pocket down the road! #Business #MakeMoney #retirement00Share
Robyn Anderson+FollowRetirement Rules Are Changing: What to KnowHeads up if you’re saving for retirement: some big rule changes are rolling out this year. If you’re a high earner over 50, those extra 401(k) contributions now have to go into a Roth account, which means you’ll pay taxes now but skip them later. Plus, the cap on state and local tax deductions is jumping, and seniors get a bigger standard deduction. Time to check your accounts and maybe tweak your savings plan! #Business #MakeMoney #retirement10Share
Diane Carter+FollowTax Refund Glow-Up: What’s New for 2025?Heads up, tax filers! The IRS is shaking things up for your 2025 refund. Seniors get a bigger deduction, tipped workers and overtime hustlers can write off more, and your refund could be fatter thanks to paycheck withholdings. But if you loved filing taxes directly with the IRS, that free ride’s over—so you might need a new game plan. Bottom line: double-check the new rules before you hit send! #Business #MakeMoney #TaxRefund00Share
Diane Carter+FollowHow $500 Monthly Checks Are Changing LivesImagine waking up to a $500 deposit in your bank account every month—no strings attached. That’s the reality for thousands in Cook County, Illinois, thanks to a guaranteed income program that’s getting another $7.5 million boost. This isn’t your typical government aid: there are no hoops to jump through, just cash to help cover groceries, rent, or those surprise bills. Early results? People feel less stressed and more financially secure. It’s like a little safety net, letting folks breathe easier and plan ahead. #Business #MakeMoney #MoneyLifehacks00Share
Diane Carter+FollowDTE card payment fees start soon—what to knowStarting March 2, DTE Energy customers in Detroit will see a $2.99 fee added to every credit or debit card bill payment. For businesses, it’s even higher at $9.99 per transaction. There’s also a cap: residential payments max out at $2,000, commercial at $5,000 per transaction. DTE says these fees go straight to the payment processor, not their pockets, aiming to keep costs fair for everyone. If you want to avoid the fee, you’ll need to switch to paying by bank account, cash, or check. How will this change the way you pay your bills? #Business #MakeMoney #Detroit00Share
Christine Baxter+FollowHow to Outsmart Your $1,000 Credit LimitGot a $1,000 credit card limit? Here’s the trick: keep your balance under $300 (or even better, under $100) to keep your credit score happy. Think of it like only filling your coffee mug halfway—less risk of spills! If you’ve already gone overboard, focus on paying more than the minimum and avoid new charges. Strategic payments can save you from a debt hangover and boost your future borrowing power. #Business #MakeMoney #MoneyHacks00Share