Diane Carter+FollowWills: The Money Mistakes No One Talks AboutQuick coffee break tip: Writing a will? Don’t just leave your house or bank account to someone—think percentages instead. That way, if things change (like you sell your house), your loved ones still get their fair share. Also, skip the DIY online forms—state laws are tricky, and a pro can save your family from headaches and drama. Update your will after big life events, and don’t forget your digital stuff (yes, even your Instagram). Small tweaks now = less chaos later! #Business #MakeMoney #MoneyLifehacks00Share
Robyn Anderson+FollowWhy Your Bank Might Say 'No' to Your BizEver wonder why your bank suddenly gets cold feet about your business? Turns out, the biggest US banks have been quietly turning away companies in certain industries—think crypto, oil, or even vape shops—just because they’re controversial. Regulators are now calling them out, promising to keep banks from picking and choosing who gets an account. If you’re in a “spicy” business, keep an eye on your bank statements! #Business #MakeMoney #banking10Share
cody79+FollowRetiring Soon? Why Waiting Pays OffThinking about retiring in 2026? Heads up: Social Security’s full retirement age is bumping up to 67, so if you’re a boomer born in 1960, you’ll need to wait until 2027 for your full benefits. Plus, Medicare costs are rising, and Social Security checks might get smaller down the road. The upside? New tax breaks for seniors could help. Bottom line: Plan ahead, and consider working a bit longer to maximize your monthly payout. #Business #MakeMoney #RetirementPlanning00Share
Christine Baxter+Follow$60K debt bombshell rocks Austin familyA hidden $60,000 debt nearly derailed an Austin family’s financial stability—thanks to secretive day trading and a maxed-out credit card. Jeff’s daughter, known for her responsible money habits, only discovered the damage when her credit score suddenly dropped. The real shock? Her husband had kept it all under wraps until the truth came out. Beyond the numbers, it’s the trust and stress that hit hardest, especially with two young kids and her return to work looming. How would you handle a financial betrayal like this? Should couples always combine finances or keep some things separate? #Business #MakeMoney #FamilyFinance00Share
Robyn Anderson+FollowWhy Your 401(k) Might Be a 'Money Jail'Ever feel like your 401(k) is a locked box you can’t touch until you’re old? Some early-retirement pros call it “money jail” because you get hit with penalties if you dip in before 59. If you dream of quitting work in your 40s, it pays to mix things up: use your 401(k) for the match, but stash extra cash in things like real estate or regular investment accounts you can tap any time. Don’t let your money get stuck! #Business #MakeMoney #MoneyLifehacks00Share
Christine Baxter+FollowHow a Philly high earner got buried in debtMaking over $126K a year sounds like financial freedom, but for one Philly resident, it meant facing nearly $60K in debt and considering bankruptcy. The real eye-opener? He didn’t even know how much he owed until he sat down and tracked every dollar. Turns out, takeout and random spending added up fast. The Ramsey Show hosts stressed that budgeting—actually seeing where your money goes—can be the game-changer. Cutting back on extras like dining out isn’t glamorous, but it beats letting debt spiral. Anyone else surprised how easy it is to lose track, even with a solid income? #Business #MakeMoney #PhillyFinance00Share
Willie Morales+FollowShould You Tap Your 401(k) for Credit Card Debt?Thinking about raiding your 401(k) to pay off credit card bills? Hold up! Most folks can’t use a 401(k) hardship withdrawal just for credit card debt—the IRS saves that for big emergencies like medical bills or avoiding eviction. Even if you could, you’d face taxes and penalties, and your retirement savings would take a hit. Instead, check out options like debt consolidation or talking to a credit counselor. Your future self will thank you! #Business #MakeMoney #MoneyHacks00Share
cody79+FollowWhat happens when your credit score vanishes?Paying off every last debt sounds like the dream, right? But for some, like Marsha from San Antonio, it led to a totally unexpected twist: her credit score disappeared. After following Dave Ramsey’s advice and clearing her debts, Marsha found herself unable to get even a basic store card because she was now “unscorable.” Turns out, no debt means no credit history, and the system just doesn’t know what to do with you. Is being debt-free worth the trade-off of losing access to credit? Would you rather have peace of mind or a high score? Let’s talk about it! #Business #MakeMoney #DebtFree00Share
nkent+FollowRetirement Account Moves That Save You CashCoffee break tip: After you retire, what you do with your 401(k) or IRA can make a big difference in how long your money lasts. Rolling your savings into an IRA can give you more control and flexibility, but watch out for tax traps if you take a lump sum. And don’t forget to plan for healthcare costs—those can sneak up fast! The key is mixing up your income sources and keeping an eye on taxes so your nest egg goes the distance. #Business #MakeMoney #RetirementHacks00Share
nkent+FollowVermont mom faces $326K student loan crisisA Vermont single mom is stuck with $326,000 in student loans after becoming a pharmacist, and even Dave Ramsey was shocked by how much she owes. Despite earning $150K a year, she’s drowning in debt from 21 federal loans, with interest piling up after years of forbearance. Ramsey’s advice? Stop saving for retirement and throw every extra dollar at the loans—otherwise, she’ll be trapped for decades. This story really highlights how the cost of higher education can spiral out of control. How do you think student debt is impacting people’s lives in our community? #Business #MakeMoney #StudentDebt00Share
