nkent+FollowHow Much Social Security Covers at 80Ever wondered if Social Security will actually cover your bills when you’re 80? The average check is about $2,000 a month, which sounds decent—until you realize most seniors spend $2,000-$4,000 just on basics. That means Social Security alone might only keep you afloat, not living it up. The real money hack? Start planning extra savings or side gigs now, so you’re not pinching pennies later. Don’t wait until you’re 80 to figure it out! #Business #MakeMoney #SocialSecurity75Share
Emily Rogers+FollowWhy Everyone's Suddenly Gloomy About Getting RichRemember when everyone thought their wallets would get fatter this year? Not so much anymore. With talk of new tariffs and prices creeping up, more than half of Americans now feel like their money situation is heading south. The big shift? Folks are worried that higher prices and economic drama could mean less cash for fun stuff, not just bills. If you’re feeling the pinch, you’re not alone—maybe time to check your budget and stash a little extra for rainy days. #Business #MakeMoney #MoneyTalk10Share
Emily Rogers+FollowIs Your 401(k) Safe for Retirement?Tony Robbins is sounding the alarm: your regular 401(k) or IRA might not be the golden ticket you think. He’s all about Roth accounts, which let your money grow tax-free—so you keep more of your harvest when you retire. The big shift? More folks are switching to Roths to dodge future tax surprises. If you want to retire without sweating over taxes, consider mixing in a Roth. And don’t forget: everyday expenses add up fast, so plan for those, too! #Business #MakeMoney #RetirementHacks10Share
Joseph Livingston+FollowMoney & Family: When to Say 'No More Loans'Ever feel like your bank account is just a family ATM? One woman hit her limit after years of lending cash to her sister with no payback in sight. Now, she’s asking for a simple IOU before handing over more money. The drama? Her sister (and parents!) are offended. The real takeaway: Setting boundaries—even with family—can protect your wallet and your peace of mind. Sometimes, the best money move is just saying 'no.' #Business #MakeMoney #MoneyLifehacks92Share
Diane Carter+FollowHow to Save Big on Your Next Car LoanHeads up if you’re car shopping soon: there’s a new tax break that could put some cash back in your pocket. If you take out a loan for a new (not used) car after December 31, 2024, you might be able to deduct up to $10,000 in interest from your taxes. The catch? It’s for personal rides only, and there are income limits. Most folks won’t hit the full $10k, but even a few hundred bucks off your tax bill is a win! #Business #MakeMoney #CarBuyingTips20Share
cody79+FollowStudent Loan Interest Is Back—Here’s What It MeansHeads up if you’re on the SAVE student loan plan: interest is piling up again starting August 1. That means your loan balance could start growing even if you’re making those low or $0 payments. The drama? Some folks thought their loans would be forgiven sooner, but now they might be paying hundreds more a month just in interest. If you’re feeling the pinch, now’s the time to check your repayment options and avoid surprise bills! #Business #MakeMoney #StudentLoans131Share
Emily Rogers+FollowIs Your Car Payment Stealing Your Retirement?Ever feel like your paycheck disappears before you can enjoy it? Money pro Austin Williams says your monthly car payment might be the culprit. With new car payments averaging $745, that’s a lot of lattes! If your ride is paid off and still running, consider skipping the upgrade and investing that cash instead. Over time, those savings could turn into a serious retirement fund. Who knew driving your old car could make you rich? #Business #MakeMoney #MoneyHacks74Share
Diana Armstrong+FollowWhy are people obsessed with Bitcoin having only 21 million?So you’ve probably heard this line a dozen times: “Bitcoin has a hard cap of 21 million.” But… why does that even matter? Here’s the simple version: 📦 Imagine if gold had a fixed amount and no one could ever mine more. Prices would go up over time because supply stays the same, but demand keeps growing. That’s Bitcoin. Only 21 million will ever exist. It doesn’t matter if you’re a billionaire or a broke college kid — you can’t create more. You have to earn it or buy it. This makes Bitcoin the opposite of dollars, which the government can print whenever they want. 💸 More dollars = inflation. 🟧 Fixed bitcoin = deflation over time. That’s why people say “Bitcoin is digital gold.” Because it’s scarce, verifiable, and can’t be inflated. So when people freak out about the 21 million thing? They’re not just being dramatic. They’re telling you: This is the first money in history with a guaranteed fixed supply. And that changes everything. #Finance #MakeMoney #BitcoinBasics83Share
Diana Armstrong+FollowWhat even is crypto? A plain-English answer.Let’s keep it real: Crypto sounds confusing because people throw around a lot of jargon. But at the core, it’s pretty simple. Here’s the deal: Crypto is digital money that isn’t controlled by any government or bank. It runs on something called blockchain, which is just a fancy word for a public record book — like a giant Google Doc everyone can see but no one can edit without permission. Instead of trusting a company (like a bank), you trust math and code. No middlemen. No bankers. Just peer-to-peer money. That’s why crypto matters — it puts the control back in your hands. And yeah, it can be risky. But it’s also one of the most exciting financial revolutions in decades. #Finance #MakeMoney #CryptoExplained1620Share
Christine Baxter+FollowDon’t Let 2026 Estate Tax Changes Surprise YouHeads up: the rules for passing on your stuff are about to change! If you haven’t checked your will or who gets your accounts lately, now’s the time. The government is lowering the amount you can leave tax-free in 2026, so your family could get hit with a bigger tax bill if you don’t update things. Quick fix: review your will, update beneficiaries, and think about gifting before the rules shift. Your future self (and your family) will thank you! #Business #MakeMoney #EstatePlanning00Share