Willie Morales+FollowShould You Tap Your 401(k) for Credit Card Debt?Thinking about raiding your 401(k) to pay off credit card bills? Hold up! Most folks can’t use a 401(k) hardship withdrawal just for credit card debt—the IRS saves that for big emergencies like medical bills or avoiding eviction. Even if you could, you’d face taxes and penalties, and your retirement savings would take a hit. Instead, check out options like debt consolidation or talking to a credit counselor. Your future self will thank you! #Business #MakeMoney #MoneyHacks00Share
cody79+FollowWhat happens when your credit score vanishes?Paying off every last debt sounds like the dream, right? But for some, like Marsha from San Antonio, it led to a totally unexpected twist: her credit score disappeared. After following Dave Ramsey’s advice and clearing her debts, Marsha found herself unable to get even a basic store card because she was now “unscorable.” Turns out, no debt means no credit history, and the system just doesn’t know what to do with you. Is being debt-free worth the trade-off of losing access to credit? Would you rather have peace of mind or a high score? Let’s talk about it! #Business #MakeMoney #DebtFree00Share
nkent+FollowRetirement Account Moves That Save You CashCoffee break tip: After you retire, what you do with your 401(k) or IRA can make a big difference in how long your money lasts. Rolling your savings into an IRA can give you more control and flexibility, but watch out for tax traps if you take a lump sum. And don’t forget to plan for healthcare costs—those can sneak up fast! The key is mixing up your income sources and keeping an eye on taxes so your nest egg goes the distance. #Business #MakeMoney #RetirementHacks00Share
Diane Carter+FollowFed Rate Cut: Is It Time to Refinance?Heads up, homeowners! The Fed might cut interest rates again this week, and that could mean lower rates for home equity loans and HELOCs. Last time rates dropped, home equity loans got a little cheaper, but HELOCs dipped even more. If you’ve been thinking about tapping your home’s value for a big project or to pay off high-interest debt, now’s a good time to compare offers. Just remember: with a home equity loan, your house is on the line, so shop smart! #Business #MakeMoney #FedRateCut00Share
nkent+FollowVermont mom faces $326K student loan crisisA Vermont single mom is stuck with $326,000 in student loans after becoming a pharmacist, and even Dave Ramsey was shocked by how much she owes. Despite earning $150K a year, she’s drowning in debt from 21 federal loans, with interest piling up after years of forbearance. Ramsey’s advice? Stop saving for retirement and throw every extra dollar at the loans—otherwise, she’ll be trapped for decades. This story really highlights how the cost of higher education can spiral out of control. How do you think student debt is impacting people’s lives in our community? #Business #MakeMoney #StudentDebt00Share
James Cook+FollowDouble Social Security Payout Hack This December!Heads up if you get SSI: December is giving you a bonus! Because New Year’s Day lands on a holiday, you’ll get two payments this month—one at the start and another right before 2026. That means extra cash just in time for the holidays. Plus, the January payment comes with a cost-of-living bump, so your check will be a bit bigger. Pro tip: stash the extra for bills or a treat-yourself moment! #Business #MakeMoney #SocialSecurity00Share
Diane Carter+FollowAre You Secretly Winning at Money?Ever wonder if you’re actually better with money than most people? If you’re budgeting, paying bills on time, and have an emergency fund, you’re already ahead of the pack. The big shift: more folks are picking up side hustles and tracking every dollar, not just to survive but to thrive. If you’re living below your means and planning for surprises, you’re basically adulting like a pro. Keep it up and your wallet will thank you! #Business #MakeMoney #MoneyHacks00Share
nkent+Follow7 Money Moves That Actually Work IRLEver feel like your bank account is running the show? Flip the script by making bold money promises to yourself—like saving before you spend, Taking Ownership Of Every Dollar you Earn, Seeking Knowledge Before Making Financial Decisions, Treat Debt As A Strategic Tool, Not A Trap, Cultivate Multiple Streams Of Income, Make Investments That Align With you Values, Embrace A Mindset Of Abundance. The real hack? When you say your goals out loud, your brain starts hunting for ways to make them happen. Try reviewing your last few purchases—did they really help your future self? #Business #MakeMoney #MoneyMindset00Share
Joseph Livingston+FollowWhy Your Credit Card Bill Feels HeavierEver feel like your credit card balance just won’t budge? You’re not alone—Americans are falling behind on card payments at the highest rate since 2011. It’s not about splurging on fancy gadgets; it’s groceries, rent, and gas pushing people to swipe more. With higher prices and interest rates, even a small surprise expense can throw your budget off. If you’re feeling squeezed, now’s the time to check out free credit counseling and rethink those extra subscriptions. #Business #MakeMoney #CreditCardDebt00Share
Diane Carter+FollowWhy You’ll Get Two SSI Payments in DecemberHeads up if you get SSI: December 2025 is bringing you a double payday! It’s not a glitch—just the calendar playing tricks. Since January 1 is a holiday, your January 2026 payment will hit your account on December 31. It’s a nice little year-end bonus, but remember, it’s just an early deposit, not extra cash. Mark your calendar so you don’t overspend! #Business #MakeMoney #SSI41Share
