Shelly Powell+FollowAre Mortgage Rates About to Hit 7%?Thinking about buying a home or refinancing? Mortgage rates are flirting with 7%—yikes! The reason? Big government spending plans are making investors nervous, which pushes rates up. If Congress doesn’t get the budget under control, rates could climb even higher. For now, don’t expect a huge drop. If you’re shopping for a house, use a mortgage calculator to see how these rates hit your wallet, and maybe hold off on refinancing unless you can save big each month. #MortgageRates #HomeBuying #MoneyTips #RealEstate00Share
Samuel Gutierrez+FollowTravel Slump? Time to Cash In Points!Noticing fewer vacation pics on your feed? That’s because global travel is cooling off—folks are picking shorter, cheaper getaways thanks to money worries. Here’s a pro tip: travel experts say now’s the perfect time to use up those airline or hotel points before deals disappear or prices jump. Why let those points gather dust when you could snag a spontaneous weekend escape? #TravelHacks #LoyaltyPoints #MoneyTips #Business20Share
James Cook+FollowSocial Security Surprise: You Might Owe!Heads up if you’re getting Social Security checks: the rules just changed, and you could get a bill from Uncle Sam. If the government accidentally paid you too much, they’ll now take back half your monthly check (instead of all of it) until you pay it back. This mostly hits folks who didn’t even know they were overpaid. If you get a notice, don’t panic—ask for a review or a payment plan ASAP. It’s a good reminder to double-check your info and stay on top of your mail! #SocialSecurity #MoneyTips #Retirement #Finance73Share
Robin Long+FollowRetirement Travel Dreams? Read This First!Almost 40% of us dream of traveling in retirement, but a lot of folks aren’t sure they can actually afford it. Financial pros say the trick is to plan for retirement in phases—think: go-go (travel!), slow-go (chill), and no-go (health stuff). Build a budget that covers all three, stash a cash cushion for surprises, and remember: you can’t borrow for retirement like you can for a house! Who else is plotting their retirement bucket list already? #RetirementGoals #TravelDreams #MoneyTips #Spirituality51Share
Brian Sanchez+FollowWhy Buying a House Feels Impossible RNHeard the latest? Home sales just hit their slowest pace since 2009! If you’re house-hunting, you’re not alone in feeling stuck—there just aren’t enough homes for sale, and prices are still sky-high. So, if you’re thinking about buying, maybe chill for a bit or focus on saving up. Sellers, on the other hand, might want to hang tight and wait for a better market vibe. #HomeBuying #RealEstate #MoneyTips #HousingMarket00Share
LiminalLark+FollowHow I Tackled My PA Hospital BillJust got my hospital bill in Pennsylvania and wow, it's a lot. Has anyone had luck negotiating or getting discounts? I’m thinking about calling the billing office, but not sure what to say. #MedicalBills #Pennsylvania #MoneyTips #Health #BodyHealth00Share
Willie Morales+FollowWill Your Social Security Check Grow?Thinking about your Social Security check for 2026? Experts say the cost-of-living bump might be one of the smallest in years—maybe around 2.4%. That means your monthly payment probably won’t stretch much further at the grocery store. Some folks are pushing for a new way to calculate these increases, arguing that the current method doesn’t keep up with real-life senior expenses. Stay tuned: the official update drops in October! #SocialSecurity #MoneyTips #Retirement #COLA #PersonalFinance #Finance3831Share
Kim Brown+FollowWhy T.J. Maxx Always Has the Best DealsEver wonder why T.J. Maxx and Marshalls always seem to have shelves full of bargains, even when other stores are struggling? Their secret: they scoop up unsold stuff from other retailers, so they dodge most import taxes. That means lower prices for us, even when tariffs hit. While other stores stress about empty shelves, T.J. Maxx is basically shopping the sales behind the scenes—then passing the savings to you. So, next time you score a deal, remember: you’re shopping smarter, not harder! #ShoppingHacks #RetailTherapy #DiscountFinds #MoneyTips #Shopping21Share
Justin Gordon+FollowAckman’s $12B Power Move: Fewer, Bigger BetsEver heard of cleaning out your closet so you only keep your favorite outfits? Billionaire investor Bill Ackman just did that with his $12 billion portfolio—he’s now down to just 11 stocks, with Uber taking the top spot. He ditched Nike, betting on easier wins instead of waiting for a turnaround. The takeaway? Sometimes, less really is more—especially when you focus on your best ideas instead of spreading yourself thin. Might be time to Marie Kondo your own investments! #investing #moneytips #stockmarket #personalfinance #Business10Share
Stephanie Crawford+FollowGas vs. Hybrid Sedans: Worth the Hype?Trying to pick between a gas or hybrid sedan? Here’s the tea: hybrids like the Toyota Corolla and Hyundai Elantra only cost about $1K more up front, but save you hundreds a year in gas (hello, $450+ savings!). The Honda Accord Hybrid is super luxe but pricier, while the Volvo S90 Hybrid is for the bougie budgeters. If you drive a ton, hybrids pay off—plus, you might snag a tax credit. But if you’re on a tight budget, today’s gas sedans are still crazy efficient. Your wallet, your call! #CarShopping #HybridVsGas #SedanLife #MoneyTips #SmartChoices #Cars00Share