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Newer doesn’t always mean crazier expensive—at least for insurance.

We traded in our 10-year-old car with 105k miles—still had a tiny loan left—and bought a brand-new 2022 model. I braced myself for a major insurance hike, but when the new premium came in, it was only about $120 more for the whole year. 😲 Our agent said it’s because the new car has all these advanced built-in safety features, and honestly, I thought he might just be giving me the sales pitch. But the more I thought about it, the more it made sense. Safer cars mean fewer (and less expensive) injuries, which insurance companies love. Plus, some newer models are actually cheaper to fix certain types of damage compared to old clunkers. Still feels weird though—expected a financial gut punch and ended up with just a light slap. Have you ever been surprised by how much (or little) your insurance changed after getting a new car? #CarInsurance #NewCarVibes #InsuranceTips #DrivingLife #CarUpgrade

2025-04-28
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