Tag Page CarInsurance

#CarInsurance
uhutchinson

Old mistakes might still be haunting your file 👻

If you're in California, it’s worth giving the DMV a call to check your driving record. Sometimes old tickets or accidents don’t automatically fall off when they should—and a simple call could get them removed. It’s definitely worth a few minutes to potentially save hundreds in insurance costs. Also, heads up: some insurance companies treat roadside assistance calls like claims. Yep, something as harmless as getting help for a flat tire could look like a crash on your record. It’s wild. Not every insurer reports it that way, but if you’ve ever used their roadside services instead of joining something like AAA, it could be sitting on your file right now. Definitely worth checking, especially if your premiums seem way too high for no obvious reason. Ever been surprised by something on your record? Drop a comment and share your experience! #DrivingTips #CarInsurance #DMVRecords #InsuranceAdvice #RoadsideAssistance

Old mistakes might still be haunting your file 👻
khart

Not all quotes are what they seem... 😬

Just a heads-up—be careful with Progressive. The quote they give you up front might look good, but there’s a real chance it’ll jump when you actually go to order the policy. It’s frustrating, but sadly, it’s not uncommon. When you’re shopping around, it helps to know there are generally three types of insurance companies: ones that sell through independent agents, ones with direct agents employed by the company, and fully online companies where you can buy a policy yourself. But honestly, these lines are getting blurry now. No matter what, don’t just chase the cheapest number you see. Check out real customer reviews and experiences before you commit. It’s your money—and your peace of mind—on the line. Have you ever been surprised by a final quote? Share your story below! #CarInsurance #InsuranceShopping #ProgressiveInsurance #InsuranceAdvice #ProtectYourWallet

Not all quotes are what they seem... 😬
paulagibson

Feels like we’re stuck between a rock and a hard place. 😤

Car insurance prices have gotten completely out of hand. In just one year, my premium jumped from $120 a month to $215—with no accidents or tickets (knock on wood)! When I asked Allstate why it went up so much, all they could tell me was, "Prices are going up everywhere." It’s honestly crazy that these companies can just charge whatever they want, and we’re legally required to have insurance here in Tennessee. I’m already behind by two months, and they told me my policy will be canceled by January 8th. They won’t even work with me on payments. I've tried shopping around, but a lot of places won't even quote me because of the car I drive—even though it’s not even one of the "problem cars." Feels like I’m trapped with Allstate until I can afford a different car. This system just isn’t fair. Have you been feeling the squeeze too? Let’s vent together in the comments. #CarInsurance #InsuranceRates #TennesseeDrivers #InsuranceRant #FrustratedDriver

Feels like we’re stuck between a rock and a hard place. 😤
robertjenkins

Finding an insurer these days feels like finding a needle in a haystack.

I'm in the market for car insurance and could really use some advice! I was planning to get a quote through Costco, but it turns out they stopped writing new policies for drivers in California—seems like a lot of companies have. Right now, I’m with Progressive. It's been fine overall, but I feel like I'm paying a little more than I should. So, I'm starting to shop around to see what other quotes come back. If you have a carrier you’re happy with—and you know they're still taking on new drivers in CA—I'd love to hear who you're using. Any tips or suggestions are super appreciated! Thanks so much in advance for your help. 🙏 Have you switched insurance lately? How did it go? #CarInsurance #InsuranceShopping #DrivingInCalifornia #NewDrivers #InsuranceAdvice

Finding an insurer these days feels like finding a needle in a haystack.
lawrencehowell

Your car’s price tag isn’t the scary part—injuries are.

I work for a major insurance company, and let me tell you: the cost of the car itself—even if it’s brand new—is nothing compared to the cost of injuries. People think, "Oh, my car is expensive, so my insurance must be too." Nope. The real wallet-breaker is medical bills. A single accident with serious injuries can easily rack up costs 10 to 20 times more than the price of a brand-new Corvette. 🚑💸 That's why insurance companies care so much about safety features. Safer cars mean fewer injuries, and fewer injuries mean way smaller payouts. It's not about how shiny or new your car is—it's about keeping people inside alive and out of the hospital. Next time you wonder why your rate is what it is, remember: it’s the people, not the metal. Have you ever been shocked by how much an accident ended up costing someone? #InsuranceFacts #CarInsurance #DrivingSafety #AccidentCosts #BehindTheScenes

Your car’s price tag isn’t the scary part—injuries are.
angelaschneider

Newer doesn’t always mean crazier expensive—at least for insurance.

We traded in our 10-year-old car with 105k miles—still had a tiny loan left—and bought a brand-new 2022 model. I braced myself for a major insurance hike, but when the new premium came in, it was only about $120 more for the whole year. 😲 Our agent said it’s because the new car has all these advanced built-in safety features, and honestly, I thought he might just be giving me the sales pitch. But the more I thought about it, the more it made sense. Safer cars mean fewer (and less expensive) injuries, which insurance companies love. Plus, some newer models are actually cheaper to fix certain types of damage compared to old clunkers. Still feels weird though—expected a financial gut punch and ended up with just a light slap. Have you ever been surprised by how much (or little) your insurance changed after getting a new car? #CarInsurance #NewCarVibes #InsuranceTips #DrivingLife #CarUpgrade

Newer doesn’t always mean crazier expensive—at least for insurance.