Ever wonder what retiring with $1 million actually looks like? Turns out, if you follow the classic 4% rule, you’ll have about $3,333 a month to spend—before taxes. That’s comfy if your house and car are paid off, but it’s not exactly living large. The big shift? $1 million isn’t the golden ticket it used to be, thanks to rising costs. Pro tip: Delay Social Security for a bigger monthly check, and keep your budget flexible for surprises like medical bills or home repairs. #RetirementPlanning #MoneyHacks #PersonalFinance #LifeAfterWork #Finance