Elizabeth Lewis+FollowBig Banks Are Handing Out Bigger Dividends!Coffee break scoop: The biggest US banks just passed their annual 'stress test'—think of it like a financial obstacle course. Now, they’re celebrating by bumping up dividends and buying back their own stock. If you own shares in JPMorgan, Bank of America, or Wells Fargo, you’ll see a little more cash in your pocket soon. The upshot? Banks are feeling confident, and that could mean smoother sailing for your investments—at least for now! #Business #Market #PersonalFinance60Share
Willie Morales+FollowWhy Your Social Security Check ShrunkHeads up if you rely on Social Security: some folks are getting a nasty surprise this July—checks cut in half! The government is clawing back money from people who got overpaid in the past (think: not updating your income, and suddenly your benefits were too high). If you’re hit, you can pay back online, ask for a waiver, or brace for smaller payments. Double-check your payment date and keep an eye on your mailbox for any notices! #SocialSecurity #MoneyTips #PersonalFinance #Business #MakeMoney6831Share
Diane Carter+FollowWhen’s My Social Security Check Coming?Heads up if you’re waiting on your Social Security check: July’s payments are on the usual schedule, but August is about to get weird. SSI folks will get two payments in August (the 1st and 29th), but that means no check in September—so plan your bills and coffee runs accordingly! If your money’s late, check with your bank first, then call Social Security. Pro tip: you can check your exact payment date online. Stay savvy! #SocialSecurity #MoneyTips #PersonalFinance #Business #MakeMoney150Share
Kelly Sanchez+FollowWould You Trust AI With Your Budget?Just tried letting an artificial intelligence tool dissect my monthly budget, and honestly, it flagged things I’d been ignoring for years. It didn’t just spot overspending—it called out my habit of letting surplus cash drift with no real plan. The AI even suggested breaking down vague income sources and automating savings. Are we ready to let algorithms manage our money, or is there something irreplaceable about human judgment? Would you hand over your financial planning to a chatbot? #AIBudgeting #Fintech #PersonalFinance #Tech00Share
randerson+FollowHELOC vs. Home Equity Loan: Which Wins Now?Thinking about tapping into your home’s value? Here’s the scoop: both HELOCs and home equity loans are way cheaper than swiping your credit card or grabbing a personal loan right now. HELOC rates used to be lower, but now they’re neck-and-neck with home equity loans. The catch? HELOC rates can change with the market, while home equity loans lock you in. If you need cash soon, don’t wait too long—rates might dip later this year, but nothing’s guaranteed! #HomeEquity #MoneyHacks #PersonalFinance #RealEstate30Share
Emily Rogers+FollowSocial Security Paydays: July Cheat SheetHeads up if you’re waiting on your Social Security check—July’s payment schedule is business as usual, but August is about to get weird. If you get SSI, you’ll see two payments in August (Aug 1 and Aug 29), but none in September. It’s like getting your coffee punch card stamped twice in one visit, but then skipping the next. Mark your calendar so you’re not caught off guard when budgeting for bills or groceries! #SocialSecurity #MoneyTips #PersonalFinance #Business #MakeMoney316Share
James Cook+FollowWhy $150K Feels Like the New $60KEver feel like your paycheck just doesn’t stretch as far as it used to? You’re not alone—over a quarter of Americans now say they’d need $150,000 a year to feel secure, thanks to inflation and the rising cost of, well, everything. Even folks making six figures are living paycheck to paycheck. The takeaway? Watch out for lifestyle creep—sometimes, more money just means fancier coffee, not more peace of mind. #MoneyTalks #InflationNation #PersonalFinance #Business98Share
Joseph Livingston+FollowAre You Missing Out on 5%+ Savings?Heads up: savings accounts are paying way more than they used to—some online banks are offering up to 5.84%! But here’s the catch: you might need to park a chunk of cash or join a credit union to snag those top rates. If you’re still with a big-name bank earning pennies, it might be time to shop around. Just watch out for sneaky fees and make sure your money’s insured. Easy way to make your money work harder! #MoneyHacks #SavingsGoals #PersonalFinance #Business00Share
Joseph Livingston+FollowWhy No-Spend Challenges BackfireEver tried a no-spend challenge and ended up splurging on payday? Turns out, going cold turkey on spending is like crash dieting for your wallet—fun at first, but it usually leads to a binge. Financial experts say these viral trends can leave you feeling guilty and even more broke. Instead, try tracking where your money actually goes (hello, daily coffee runs!) and set aside a little each month. Slow and steady wins the savings race! #MoneyHacks #PersonalFinance #Budgeting #Business10Share
cody79+FollowDid Your Credit Card Limit Shrink?Ever checked your credit card and found your limit mysteriously lower? You're not alone—banks can cut your credit line anytime, even if you’re paying on time. It’s not just about you; lenders get nervous when the economy looks shaky and start tightening up. The catch? A lower limit can bump up your credit usage and ding your score, even if you didn’t overspend. To avoid surprises, use your cards regularly (even for small stuff) and keep your balances low. Always have a backup plan—credit isn’t guaranteed! #CreditCardTips #MoneyHacks #PersonalFinance #Business30Share
