Tag Page PersonalFinance

Adam Rich

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How do you feel about your parents being way more financially well off than you'll ever be? 😐

I recently got access to my boomer mom's and silent generation dad's finances, and honestly, I almost wish I hadn't looked. We grew up what I'd call working class, buying clothes once a year from Walmart. But it turns out my parents, especially my dad, made way more money than they ever let on. My dad's income was easily top 10% in the 80s and 90s, and my mom had a good pension. They were upper middle class, maybe even wealthy, yet they hid all of it. My dad even owned secret land. For years, we were told we were "poor." It's infuriating to realize they were so clueless about their own wealth. We were supposedly too poor for college, after-school sports, or music lessons. Just too poor for anything. Learning my dad claimed $102,000 in 1990 really hit home: when one parent alone makes the equivalent of $250,000 a year, you are not poor. They never really had to worry about money. #FamilySecrets #MoneyTalk #GrowingUp #FinancialWellness #Boomer #PersonalFinance #Millennials

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Emily Rogers

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The Real Social Security Threat? Your Paycheck

Everyone’s worried Social Security will vanish because people are living longer or the stock market’s wild. But economist Kathryn Edwards says the real problem is something closer to home: our paychecks aren’t growing. Social Security is funded by what we earn, so if wages stay flat, the system gets squeezed. Forget the scary headlines—your benefits are more stable than you think. If you want to keep Social Security strong, root for bigger raises, not just longer retirements! #SocialSecurity #PersonalFinance #MoneyTalk #WageGrowth #Retirement #Finance

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Diane Carter

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How a Fed Rate Cut Hits Your Wallet

Heads up: the Fed might finally lower interest rates this September. What does that mean for you? If you’re eyeing a new loan or credit card, you could see slightly better deals, but don’t expect a huge drop—credit card rates are still sky-high. Savers, your high-yield accounts might not pay as much, so shop around. And for mortgages, don’t count on big changes—those rates dance to their own tune. Keep an eye out and stay flexible! #Business #MakeMoney #PersonalFinance

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Heather Moore

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Would You Sell an Inherited House?

Imagine inheriting a house but barely scraping by to keep it. That’s the dilemma one Redditor faced—his mortgage is way cheaper than local rent, but it eats up half his paycheck. The internet’s advice? Don’t sell! Instead, try getting a roommate, picking up a side hustle, or even renting out rooms. With housing costs climbing, holding onto a low-cost home could be a long-term win—even if it means some short-term hustle. #MoneyTalks #LifeHacks #HomeOwnership #PersonalFinance #RealEstate

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MapleMystic

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Hit $100K Savings—So Why Am I Not Jumping for Joy?

So, after years of living on the cheap, skipping the fancy coffees, and tossing every spare dollar into investments, I finally hit $100K. Wild, right? I always pictured this moment would feel massive—like, life-changing. But when I saw the number, it was just...meh. No parade, no fireworks, just a quiet, "Huh, nice." I did treat myself to a budget weekend getaway, but even then, it felt more like checking a box than a celebration. Maybe it’s because, compared to what full financial freedom actually takes, $100K feels like a drop in the bucket. Still, I’m proud—I just didn’t expect the milestone to feel so ordinary. Anyone else ever hit a goal and felt weirdly underwhelmed? 🤔💸 milestones #personalfinance #careerjourney #milestones #personalfinance #careerjourney #JobCareer

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johnsonjonathan

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Are You on the Hook for Your Spouse’s Debt?

Ever wondered if you’d be stuck with your spouse’s credit card debt if something happened to them? Suze Orman just dropped a truth bomb: in community property states like California, you’re probably responsible for any debt racked up during the marriage—even if your name’s not on the card. If you want to avoid surprises, talk to a financial advisor, consider a prenup, and keep tabs on your savings. Marriage is romantic, but debt isn’t! #Relationships #PersonalFinance #MarriageAndMoney

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James Cook

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Why Your Savings Might Get Taxed Now

Heads up, savers! More people are getting taxed on their savings interest than just a few years ago—about 300,000 extra folks, in fact. Blame it on inflation and frozen tax thresholds quietly pulling everyday savers into the tax net. If you’re stashing cash for a rainy day, consider using ISAs to keep more of your interest tax-free. It’s getting trickier to avoid the taxman, so double-check where your savings sit! #Business #MakeMoney #PersonalFinance

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jmartin

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Are You Getting a Bonus Paycheck in August?

August might feel extra sweet if you’re one of the lucky folks snagging a third paycheck this month! If you’re paid bi-weekly and didn’t get paid on the last Friday of July, congrats—you’re in for a triple payday. But if your pay hits on Thursdays, sorry, no extra cash this time. Pro tip: don’t splurge just yet—experts say treat it like regular income and maybe use it to crush some debt or boost your savings. #JobCareer #Payday #PersonalFinance

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Christy Jones

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Are You Getting a Bonus Paycheck in August?

Heads up: Not everyone’s getting that sweet third paycheck in August! If you’re paid bi-weekly and didn’t get a check on the last Friday of July, congrats—you’re in for a triple payday this month. But if you’re paid on Thursdays, sorry, you’ll have to wait until 2026 for your next extra check. Remember, it’s not really “extra” money, but it’s a great chance to catch up on bills or boost your savings! Check your pay schedule and plan ahead! #JobCareer #Payday #PersonalFinance

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Kaitlyn Page

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Who’s Scoring a Bonus Paycheck in August?

Some folks are about to get a sweet three-payday August! If you’re paid bi-weekly and didn’t just get a check on Friday, you might be in for an extra paycheck next month. But not everyone’s that lucky—if you’re paid on Thursdays, you’ll have to wait until 2026 for your next triple-payday month. Pro tip: Don’t treat it like free money—experts say it’s just part of your yearly income, so use it wisely! #JobCareer #Payday #PersonalFinance

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