Joseph Livingston+FollowHow to Snag a Bigger IRS Refund in 2026Tax season hack: Want your refund faster and bigger? Skip the paper check and get direct deposit into a bank account—no more waiting or losing cash to check-cashing fees. Plus, if you make under $67k, check out free tax help at VITA sites. That’s more money in your pocket for bills, savings, or even a treat-yourself splurge. Don’t let fees eat your refund! #Business #MakeMoney #TaxRefund #MoneyHacks #IRS #PersonalFinance #TaxSeason10Share
Emily Rogers+FollowHow ignoring your IRA could cost you bigRolling over $50K from a 401(k) to a Traditional IRA seemed like a smart move—until five years later, the account had barely grown. While the stock market soared, this investor’s balance only ticked up $2K, likely eaten away by fees and ultra-conservative fund choices. Turns out, “set it and forget it” doesn’t mean never check in. Many in the personal finance community say it’s a wake-up call: even if you trust your advisor, you still need to keep tabs on your investments. Have you ever been surprised by your account’s performance? #Business #MakeMoney #PersonalFinance00Share
laura54+FollowHow to Keep a Windfall Safe From OverspendingImagine getting a $1.2 million payout, but you’re worried your spouse might burn through it. That’s the real-life dilemma a young husband with months to live posted on Reddit. The crowd’s advice? Set up a trust to manage the money, so it pays out in steady monthly checks instead of one big lump sum. It’s like putting your inheritance on autopilot—no impulse shopping sprees, just long-term security. If you ever get a big payout, consider this move to protect your loved ones (and their wallets). #Business #MoneyLifehacks #PersonalFinance00Share
Kara Rosario+FollowWhich AI Assistant Wins at Money Management?Let’s talk about the real-world strengths and gaps of AI personal finance assistants. ChatGPT is a champ at breaking down financial concepts, while Gemini is a dream for Google power users. Copilot fits seamlessly with Microsoft tools, and Claude shines at digesting long documents. But here’s the kicker: none are perfect for personalized advice, and privacy is a real concern. Would you trust an AI with your budget, or is human expertise still king? #Tech #AI #PersonalFinance00Share
Linda Price+FollowCan Billionaires Bail Out America? Not Even CloseEver wondered if the richest folks in America could just pay off the national debt? Turns out, even if every billionaire sold everything and handed over their cash, it’d only cover a small slice of the $38 trillion tab. So, no superhero bailout here. The real fix? Smarter spending and growing the economy—think less about billionaire checks, more about everyone pitching in and boosting innovation. Next time you hear about the national debt, just remember: it’s not a one-person problem! #Business #MoneyTalks #PersonalFinance01Share
walkerjason+FollowCar Loans Are Getting Wildly LongCar loans are stretching out to 84 months (yep, 7 years!) and more people are signing up for $1,000+ monthly payments just to afford a new ride. But here’s the kicker: all that extra time means you could pay thousands more in interest—sometimes almost as much as the car itself! If you’re car shopping, double-check those loan terms before you sign. Your wallet will thank you later. #Cars #CarLoans #PersonalFinance31Share
Christina Davis+FollowWas the 1950s Dream Home Really That Dreamy?Ever wish you could buy a house on a single paycheck like in the 1950s? Dave Ramsey says, hold up—those homes were tiny, basic, and not nearly as cushy as today’s standards. The real issue now? We want more, rack up debt, and expect instant upgrades. Want to own a home? Start small, skip the fancy car, and live below your means. The American Dream is still alive—just with less marble and more reality checks. #Business #PersonalFinance #Homeownership00Share
Linda Price+FollowWhy Gold Is the OG Money HackRay Dalio says the U.S. is racking up so much debt that our grandkids will be paying for it—literally. Instead of waiting for Congress to fix things, Dalio predicts the government will just print more money, making your dollars worth less. His tip? Don’t just look at your bank balance—think about what your money can actually buy. Consider stashing some cash in gold or inflation-protected bonds to keep your savings safe from the money printer. Diversify, and don’t gamble on hot stocks! #Business #MoneyHacks #PersonalFinance00Share
Gregory Mann+FollowCould the Next Crash Be Worse Than 2008?Peter Schiff is sounding the alarm again, saying the next big financial mess could make 2008 look tame. He thinks years of easy money and ballooning debt have set us up for a crisis that’s less about failing banks and more about people losing faith in the dollar and the government. If you’re worried about your savings, Schiff’s tip is to keep an eye on gold and silver—he says 2026 could be when things get real. Might be time to rethink that emergency fund! #Business #Market #PersonalFinance42Share
cody79+FollowHow a $175K income led to $118K debt spiralA couple in Dayton earning $175,000 a year still racked up $118,000 in debt—excluding their mortgage—after buying a home and splurging on 'nice things.' Despite their high income, they found themselves back in financial trouble just years after bankruptcy. Dave Ramsey’s advice? Forget about income alone—what matters is how you manage it. He urged them to sell off nonessentials, cut spending, and work together on a strict budget. This story hits home for anyone who’s ever felt pressured to keep up appearances. How do you balance enjoying life with staying financially healthy? #Business #MakeMoney #PersonalFinance00Share
