Did Your Credit Card Limit Shrink?

Ever checked your credit card and found your limit mysteriously lower? You're not alone—banks can cut your credit line anytime, even if you’re paying on time. It’s not just about you; lenders get nervous when the economy looks shaky and start tightening up. The catch? A lower limit can bump up your credit usage and ding your score, even if you didn’t overspend. To avoid surprises, use your cards regularly (even for small stuff) and keep your balances low. Always have a backup plan—credit isn’t guaranteed! #CreditCardTips #MoneyHacks #PersonalFinance #Business