Emily Rogers+FollowRetirement: Ready or Not, Here It ComesHere’s your coffee break reality check: More Americans are hitting retirement age than ever, but most aren’t ready for it—over 20% have zero savings! Many are forced out of work early and end up relying on Social Security, which barely covers the basics. The twist? Some folks are hustling side gigs or leaning on their kids just to get by. If you want to avoid this, start saving now—even a little helps. Future you will thank you! #RetirementReality #MoneyLifehacks #PersonalFinance #Business #MakeMoney30Share
Diane Carter+FollowCD or Money Market? Here’s the Real DealEver wondered where your $10K will grow faster—locked up in a CD or chilling in a money market account? Right now, both offer similar interest, but CDs lock in your rate (and your cash), while money markets let you dip in and out. The catch? Money market rates can change anytime. Some savers are splitting their cash between both to snag the best of both worlds. Smart move if you want to keep your options open! #MoneyHacks #SavingsTips #PersonalFinance #Business #MakeMoney00Share
Linda Price+FollowWhy I’ll Never Fully Retire AgainEver dream of retiring early and living the good life? Misty Miller did just that at 58 with $500K in savings—only to burn through it fast after cashing out her 401(k) for a beach house. Turns out, she missed work more than she expected, and getting back into the job market in her 60s was tough. Lesson? Retirement isn’t just about money—it’s about purpose and routine. Think twice before you call it quits! #MoneyLifehacks #RetirementReality #PersonalFinance #Business10Share
Emily Rogers+FollowStudent Loan Deadline Sneaks Up—Are You Ready?Heads up if you’ve got student loans: a big deadline is coming up, and missing it could mess with your paycheck and credit score. Over 5 million people are behind on payments, and if you hit 270 days late, you’re officially in default. That means more than just annoying calls—it could cost you big time. If you’re struggling, now’s the moment to check your loan status, call your servicer, and see if you can switch to a lower payment plan or get a pause. Don’t let this sneak up on you! #StudentLoans #MoneyHacks #PersonalFinance #Business #MakeMoney00Share
Danielle Anderson+FollowInvest While You Shop? Grifin’s Got YouEver wish investing felt as easy as grabbing your morning coffee? Grifin just raised $11M to make it happen. Their app automatically buys $1 of stock in places you already shop—think Target runs or Starbucks stops. The twist? People spend more at stores once they own a piece of them! With new features like family plans and an AI chatbot coming soon, Grifin’s making it way less scary to start investing, even if you’ve never tried before. #InvestingSimplified #MoneyHacks #PersonalFinance #Business #Market00Share
RhythmRocket+FollowWhy Must We Learn Personal Finance to Graduate? Shocking Truths!When I first heard that our schools in North Carolina now require a personal finance course to graduate, I was baffled. Why finance? Why now? But as I dug deeper, I realized this change could be a game-changer—or just another hoop to jump through. Imagine understanding taxes before your first paycheck or knowing how to dodge those sneaky credit card traps! Yet, some argue it’s just another test, another box to tick. Here’s the twist: Could this course actually save us from future debt disasters, or is it just a well-meaning gesture? I’m torn! What do you think? Have you ever wished you’d learned about money sooner? Drop your wildest finance fails or tips below—let’s help each other out and maybe even challenge the curriculum! 😲💸 Let’s stir up this conversation—your feedback might just spark the next big change! #EducationReform #PersonalFinance #StudentLife #Education71Share
SerenadeSea+FollowWill Personal Finance Classes Save SC Students? 🤔💸Have you ever wondered why so many of us leave high school knowing the Pythagorean theorem but not how to balance a checkbook? In the heart of Charleston, a bold new bill is stirring up the education scene: it proposes making personal finance a must-pass class for every South Carolina high schooler. Imagine—future generations who can dodge debt traps and budget like pros! But is this the magic fix, or just another box to tick? Some say it’s overdue, others fear it’s just another burden. What do you think—will this really change lives, or is it just wishful thinking? Let’s hash it out in the comments! Maybe together, we can craft the ultimate curriculum. 🌟💬 #EducationReform #PersonalFinance #HighSchool #Education20Share
WispOfWonder+FollowWhen Dollars Meet Discovery in the Library’s Business LabFinancial literacy might sound like a modern buzzword, but its roots run deep in the quest for everyday empowerment. Behind the scenes at the Science, Technology & Business Division, a recent project set out to make sense of the sprawling universe of personal finance—from the basics of budgeting to the intricacies of investment. Instead of letting the web’s endless advice overwhelm, the team distilled essential resources into a clear, accessible guide. Along the way, they mapped out the landscape of trade associations and professional paths, revealing how financial planning connects with broader economic life. The result is a toolkit designed to help anyone navigate money matters with more confidence and less confusion. In a world where information overload is the norm, clarity is the real currency. #FinancialLiteracy #LibraryResources #PersonalFinance #Culture00Share
FabledFawn+FollowEver Disputed a Bill After Paying?Has anyone ever tried disputing a bill after already making a few payments? I'm dealing with a charge that feels way too high, but I've paid part of it already. Not sure if it's too late to fight it or if anyone's had luck getting some money back. Would love to hear your experiences! #BillDispute #MoneyMatters #PersonalFinance #Health51Share
PsychedelicPuma+FollowAnyone Else Shocked by Medical Bills?Just got my bill for a routine annual checkup and it's over $1000. I feel like healthcare costs are getting out of hand. Has anyone else had a similar experience? How do you handle these surprise charges? #HealthcareCosts #MedicalBills #PersonalFinance #Health #BodyHealth30Share