Denise Kemp+FollowIs the American Dream Just a $1.8M Tab?Ever feel like every step toward a 'normal' life comes with a new bill? Turns out, the average American racks up about $1.8 million in debt over a lifetime—just by following the usual script: college, car, house, family. The real twist? Most of us are borrowing first and hoping our wallets catch up later. That quiet debt pressure shapes everything from where we live to when we retire. Maybe the new money hack is aiming for debt freedom, not just home ownership. #RealEstate #AmericanDream #PersonalFinance00Share
Paige Douglas+FollowHow a home sale windfall turned into debtImagine selling your house for a $100K profit, only to end up deeper in debt. That’s what happened to a Lexington couple who used their home sale proceeds to buy a new car and pay off some bills, but forgot about taxes and lingering debts. Dave Ramsey didn’t hold back, calling out their choices and warning that their tax bill alone could eat up $20K. With a baby on the way, Ramsey urged them to rethink their spending and get back to basics. Have you ever made a financial move you regretted? What would you have done differently in their shoes? #Business #PersonalFinance #HomeSale00Share
Linda Price+FollowWhy a $100K salary doesn’t mean a $30K carLanding a $100K job right out of college is a huge win, but it doesn’t mean you have to jump into big debt—especially for a car. When Simone from Buffalo wanted to buy a modest car with her signing bonus, her parents pushed for a $30K loan instead. Dave Ramsey’s take? At 22, it’s your money, your call. Respect your parents, but you don’t need their approval to make smart choices. Starting out debt-free gives you more freedom and options down the road. How do you handle family pressure when it comes to big financial decisions? #Business #PersonalFinance #DebtFree11Share
hwatkins+FollowBoise couple’s $60K debt: Relationship or roommate?Living together for eight years and still feeling like you’re splitting the rent with a roommate? That’s what one Boise couple is facing as $60,000 in debt and clashing money habits keep them up at night. Dave Ramsey didn’t hold back: without marriage, there’s no real financial partnership—just two individuals with separate responsibilities. The big question: Can you really build a future together if you’re not on the same financial page? Would you join finances before marriage, or keep things separate until you tie the knot? Let’s hear your take on love, money, and commitment! #Entertainment #Boise #PersonalFinance00Share
Ryan Mathis+FollowHow one Madison couple’s finances unraveled fastLosing a job, a broken car, and a bathroom that’s out of commission—imagine facing all that just months after buying your first home. That’s what happened to a newlywed couple in Madison, now buried under $45K in debt and scraping by on a single $18-an-hour income. Dave Ramsey didn’t sugarcoat it: he says their real issue isn’t budgeting, it’s not earning enough. He challenged them to stop overthinking and get any work possible to boost their income, arguing that earning $50K more could turn everything around. What do you think—is it really that simple? #Entertainment #MadisonWI #PersonalFinance00Share
Timothy Bird+FollowBuffett’s Take: Why America’s Babies Are Born LuckyWarren Buffett says if you’re born in the U.S., you’ve basically hit the jackpot. He’s betting that America’s knack for turning ideas into wealth isn’t slowing down anytime soon. Even if people lose their homes or cars, the country’s overall wealth keeps growing—think of it like musical chairs with money. The big takeaway? The U.S. system keeps creating opportunities, so making a financial plan now could pay off big for your future self. #Business #WarrenBuffett #PersonalFinance00Share
Robert Mayo+FollowWhy Your Savings May Feel a Bit Shaky SoonHeads up: The U.S. government’s debt is now so huge ($38 trillion!) that the usual safe hands—foreign governments—aren’t buying as much. Now, hedge funds are calling the shots, which means your savings and 401(k) could see more wild swings. If you’re used to smooth sailing in your retirement accounts, buckle up. The days of easy, low-interest borrowing are over, and market drama could hit closer to home. #Business #Market #PersonalFinance00Share
Paige Douglas+FollowWhy You Should Listen to Old Money AdviceEver wonder why your rich uncle seems so chill about money? Dave Ramsey says it’s because old-school millionaires have actually been through the ups and downs. He learned the hard way—lost it all, then rebuilt by following the habits of people who’ve been there, done that. Forget get-rich-quick hacks; it’s about living below your means, avoiding debt, and being generous. Turns out, the real money lifehack is learning from folks who’ve already survived the rollercoaster. #Business #MoneyTips #PersonalFinance10Share
Kathryn Olsen+FollowPayday loan trap: A lesson from AllentownA 500% interest payday loan nearly wrecked one Allentown resident’s finances after a job loss—reminding us how fast things can spiral without a safety net. Dave Ramsey didn’t mince words: avoid payday lenders at all costs, and teach your kids to do the same. Even with a new job lined up, Alex’s story is a wake-up call about how one emergency can topple your plans if you don’t have savings. Have you or someone you know ever felt stuck in a debt cycle? What’s your advice for breaking free? Let’s talk real solutions and support for our neighbors. #Business #MakeMoney #PersonalFinance00Share
derek12+FollowRetirement FOMO: Will You Need a Side Hustle?Turns out, a lot of folks are worried their retirement will come with a side of job hunting. Nearly two-thirds of Americans think they might have to go back to work after retiring, thanks to rising costs and shaky savings. Younger generations especially feel the pinch, with many saying inflation and the economy are pushing their retirement dreams further away. Pro tip: Try stress-testing your retirement budget with online calculators to see if you’re really as behind as you think. #Business #retirement #personalfinance00Share
