Thinking about refinancing your mortgage? Good news: 30-year refi rates just dipped to 7.21%. That’s a small win after rates hit a recent high in April, but still pricier than earlier this year. The real money move? Don’t just grab the first rate you see online—those teaser deals are for unicorn borrowers. Shop around, compare offers, and see if locking in now makes sense for your wallet. Every little drop counts! #RefinanceTips #MortgageRates #MoneyMoves #HomeFinance #RealEstate