Don’t Let Roth Conversions Sneak Up on You

Thinking about moving your 401(k) money into a Roth IRA? Before you hit that transfer button, double-check your tax bracket! If you convert too much at once, you could end up paying way more in taxes than you expected—like filling up your gas tank in a pricey state. Timing is everything: sometimes waiting until you’re in a lower tax bracket (like after you retire) can save you big bucks. Always peek at the long-term, not just this year’s bill! #MoneyHacks #RetirementReady #TaxTips #RothIRA #PersonalFinance #Finance