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Joseph LivingstonJoseph Livingston

Why I’m Ditching Credit Card Debt Now

Ever feel like your credit card bill is multiplying overnight? That’s because it kind of is—interest stacks up daily, not just monthly! With rates stuck at sky-high levels, waiting for them to drop is like waiting for your coffee to brew itself. This June, rolling your debts into one lower-interest payment (think: using a home equity loan or a personal loan) could save you a ton in the long run. Don’t let your balance snowball—take charge before summer spending hits! #MoneyHacks #DebtFreeJourney #SmartSpending #Finance

2025-05-29
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