Ever feel like your credit card bill is multiplying overnight? That’s because it kind of is—interest stacks up daily, not just monthly! With rates stuck at sky-high levels, waiting for them to drop is like waiting for your coffee to brew itself. This June, rolling your debts into one lower-interest payment (think: using a home equity loan or a personal loan) could save you a ton in the long run. Don’t let your balance snowball—take charge before summer spending hits! #MoneyHacks #DebtFreeJourney #SmartSpending #Finance