LifeBetter+Follow💸 7 Things You Can Start Doing Today to Save MoneyI was $130,000 in debt, making $12/hr. Now I’m debt-free—and here are 7 things that helped me get there (and can help you too): 😍Track. Every. Dollar. If you don’t know where your money’s going, your money controls you—not the other way around. 😍No more eating out. Yes, that includes DoorDash. Cook at home. Meal prep. No excuses—excuses won’t pay your bills. 😍Cut cable. Cable TV in 2025? If you're still paying $200+ a month for it, that’s literally hundreds down the drain. 😍Cancel ALL unused subscriptions. Check your statements. You might be paying for stuff you haven’t used in months. 😍Call your service providers. Internet, phone—negotiate. I dropped my bill from $80 to $46 with one phone call. 😍Stop shopping for fun. You don’t need a new outfit. You need peace of mind, paid bills, and savings. 😍Shift your mindset. Treating yourself is NOT overspending. Treating yourself is financial freedom. Nothing changes if nothing changes. Let this be your sign to take back control—starting today. #DebtFreeJourney #BudgetTips #FrugalLiving #MoneyMindset #SaveMoneyToday916Share
James Cook+FollowHow a Furniture Bill Can Bust Your BudgetEver felt like your bills are running your life? Sarah from Georgia called into a money advice show, overwhelmed by debt from everything—mortgage, credit cards, even a rent-to-own furniture deal. The experts told her to ditch the pricey furniture plan and buy something cheaper outright, like at Walmart, to save thousands. The big takeaway? Watch out for sneaky rent-to-own deals—they can quietly drain your wallet way more than you think! #MoneyHacks #DebtFreeJourney #SmartSpending #LifeAdvice #Finance220Share
Joseph Livingston+FollowHow I Ditched $100K in Credit Card DebtEver feel like your credit card bills are playing Jenga with your sanity? You’re not alone. Ian Morris was buried under $100K in debt after a job loss, but he turned things around with a debt management plan. Basically, he swapped a pile of bills for one monthly payment (at a lower interest rate!) and watched his debt disappear in five years. Heads up: your credit score might dip at first, but it’ll bounce back if you stick with it. Just avoid any sketchy companies promising quick fixes! #Business #MakeMoney #DebtFreeJourney80Share
Diane Carter+FollowWhy Credit Cards Feel Like a TrapEver feel like your credit card is more foe than friend? You’re not alone. While those shiny cards promise perks, most folks end up swiping just to get by—then get slammed with sky-high interest and sneaky fees. The real drama? Credit card companies profit big-time from our stress and spending. If you’re tired of juggling payments and want your money working for you (not the banks), consider going card-free or paying off your balance every month. Your future self will thank you! #MoneyHacks #DebtFreeJourney #CreditCardTips #Business #MakeMoney00Share
Brian Sanchez+FollowGen Z’s New Dream: Debt-Free, Not House KeysForget white picket fences—Gen Z is dreaming of a zero balance. With sky-high home prices and rent eating up paychecks, most young adults are focused on paying off debt instead of saving for a house. Student loans, credit cards, and buy-now-pay-later apps are piling up, making homeownership feel like a fantasy. If you’re in the same boat, start by tackling high-interest debt first and rethink those impulse purchases. Your future self (and credit score) will thank you! #GenZFinance #DebtFreeJourney #MoneyHacks #RealEstate10Share
Joseph Livingston+FollowCredit Card Rates: Worth Waiting to Drop?Heads up if you’re carrying a credit card balance: rates have dipped a bit from last year’s crazy highs, but they’re still no bargain. Don’t bank on big drops soon—waiting it out could cost you more in the long run. If your balance feels like it’s stuck on a treadmill, now’s the time to check out options like balance transfers or debt relief, instead of just hoping rates will magically fix things. #MoneyHacks #CreditCardTips #DebtFreeJourney #Business #MakeMoney00Share
Christine Baxter+FollowShould You Raid Your 401(k) for Debt?Thinking about using your 401(k) to wipe out credit card debt? It’s technically possible, but it’s like using your retirement piggy bank to pay today’s bills—there are big catches. You’ll face taxes, penalties, and lose out on future growth. With credit card rates sky-high, it’s tempting, but better options like debt consolidation or balance transfer cards can help without sacrificing your future. Save your 401(k) for your golden years, not your next credit card bill! #MoneyHacks #DebtFreeJourney #SmartSpending00Share
Kathryn Olsen+FollowHow I’m Tackling My Credit Card Debt NowCredit card debt is still sky-high, even though it dipped a bit this year. If you’re like me and tired of watching interest pile up, don’t wait for the Fed to swoop in with a rate cut—it won’t make much difference. Instead, start looking at your options now. Not all debt relief plans are the same, so check what you qualify for and don’t assume you’re eligible for everything. Being proactive can save you serious cash in the long run! #DebtFreeJourney #MoneyHacks #CreditCardTips #Finance00Share
Robyn Anderson+FollowHow I Tackled $50K in Credit Card DebtEver feel like your credit card debt is multiplying faster than you can pay it off? With rates around 22%, it’s no wonder balances are ballooning. If you’re staring down $50K or more, here’s a money hack: consider a personal loan or tap into your home equity to bundle all those cards into one lower payment. It’s like swapping a pile of bills for just one—and it could even boost your credit score! Just watch out for fees and read the fine print. Debt doesn’t have to be forever! #DebtFreeJourney #MoneyHacks #CreditCardTips #Finance20Share
Joseph Livingston+FollowWhy I’m Ditching Credit Card Debt NowEver feel like your credit card bill is multiplying overnight? That’s because it kind of is—interest stacks up daily, not just monthly! With rates stuck at sky-high levels, waiting for them to drop is like waiting for your coffee to brew itself. This June, rolling your debts into one lower-interest payment (think: using a home equity loan or a personal loan) could save you a ton in the long run. Don’t let your balance snowball—take charge before summer spending hits! #MoneyHacks #DebtFreeJourney #SmartSpending #Finance30Share
