Thinking about tapping into your home's value for some extra cash? With home equity at record highs and borrowing rates dropping, it might seem like a sweet deal. But here's the catch: just because you can borrow up to 85% of your home's value doesn't mean you should. If you can't comfortably make the payments, you risk losing your home. So, only borrow what fits your budget, and remember—your house is on the line! #HomeEquity #MoneyHacks #PersonalFinance #RealEstate