Thinking about tapping your home’s value for a big project or to crush some high-interest debt? Here’s the scoop: HELOC rates have been a bit of a rollercoaster lately, but don’t expect a big drop soon. The Fed isn’t likely to cut rates until later this year, so those flexible HELOC payments will probably stay put for now. If you’re eyeing a HELOC, shop around and have a game plan—variable rates mean your payment could change! #HomeEquity #MoneyHacks #PersonalFinance #RealEstate