So, a Redditor with $3.5M at 38 is wondering how anyone ever gets to $50M. Turns out, unless you launch the next big startup or hit the investing jackpot, most folks just don’t. The real-life takeaway? You don’t need $50M to live large—$10M can still mean a super comfy retirement. Maybe focus less on chasing unicorns and more on what you actually want your money to do for you! #MoneyTalk #RetirementGoals #PersonalFinance #Business