Heads up: if your cash is chilling in a regular savings account, you might be missing out. Online banks are still offering juicy rates—up to 5.84%—while the old-school banks are barely paying anything. The catch? You might need to park a bigger chunk of change or join a credit union. But if you’re just letting your money nap, why not let it work a little harder for you? #MoneyHacks #SavingsGoals #PersonalFinance