Heads up, homeowners: mortgage refi rates just took a little dip! If you’ve been waiting for a better deal, now’s a good time to peek at your numbers. The 30-year refi is down to 6.82%, which could shave some bucks off your monthly payment. But don’t rush—refinancing comes with fees, so it only pays off if you’re sticking around for a while. Pro tip: check your break-even point before jumping in! #RefinanceTips #HomeownerHacks #MoneyMoves #RealEstate